LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,340
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$44,688
−HK$1,370/mo
Today · 4.125%
HK$46,058
baseline
▲ 0.50% · 4.625%
HK$48,860
+HK$2,802/mo
Deposit HK$9.50M · loan HK$9.50M · min. income ≈ HK$92,116/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$712,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,215
−HK$2,605/mo
▼ 0.25% · 3.875%
HK$49,508
−HK$1,312/mo
Today · 4.125%
HK$50,820
baseline
▲ 0.50% · 4.625%
HK$53,499
+HK$2,679/mo
Deposit HK$9.50M · loan HK$9.50M · min. income ≈ HK$101,640/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$712,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,008
−HK$3,261/mo
▼ 0.25% · 3.875%
HK$53,626
−HK$1,643/mo
Today · 4.125%
HK$55,269
baseline
▲ 0.50% · 4.625%
HK$58,632
+HK$3,363/mo
Deposit HK$7.60M · loan HK$11.40M · min. income ≈ HK$110,538/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$712,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,858
−HK$3,126/mo
▼ 0.25% · 3.875%
HK$59,410
−HK$1,574/mo
Today · 4.125%
HK$60,984
baseline
▲ 0.50% · 4.625%
HK$64,199
+HK$3,215/mo
Deposit HK$7.60M · loan HK$11.40M · min. income ≈ HK$121,968/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$712,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,676
−HK$3,805/mo
▼ 0.25% · 3.875%
HK$62,563
−HK$1,918/mo
Today · 4.125%
HK$64,481
baseline
▲ 0.50% · 4.625%
HK$68,404
+HK$3,923/mo
Deposit HK$5.70M · loan HK$13.30M · min. income ≈ HK$128,962/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,501
−HK$3,647/mo
▼ 0.25% · 3.875%
HK$69,312
−HK$1,836/mo
Today · 4.125%
HK$71,148
baseline
▲ 0.50% · 4.625%
HK$74,898
+HK$3,750/mo
Deposit HK$5.70M · loan HK$13.30M · min. income ≈ HK$142,296/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,012
−HK$4,892/mo
▼ 0.25% · 3.875%
HK$80,438
−HK$2,466/mo
Today · 4.125%
HK$82,904
baseline
▲ 0.50% · 4.625%
HK$87,948
+HK$5,044/mo
Deposit HK$1.90M · loan HK$17.11M · min. income ≈ HK$165,808/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,787
−HK$4,689/mo
▼ 0.25% · 3.875%
HK$89,115
−HK$2,361/mo
Today · 4.125%
HK$91,476
baseline
▲ 0.50% · 4.625%
HK$96,298
+HK$4,822/mo
Deposit HK$1.90M · loan HK$17.11M · min. income ≈ HK$182,952/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,746 · Scale 2, in force from 26 Feb 2026)