LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,341
−HK$2,717/mo
▼ 0.25% · 3.875%
HK$44,689
−HK$1,369/mo
Today · 4.125%
HK$46,058
baseline
▲ 0.50% · 4.625%
HK$48,861
+HK$2,803/mo
Deposit HK$9.50M · loan HK$9.50M · min. income ≈ HK$92,116/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$712,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,216
−HK$2,605/mo
▼ 0.25% · 3.875%
HK$49,509
−HK$1,312/mo
Today · 4.125%
HK$50,821
baseline
▲ 0.50% · 4.625%
HK$53,500
+HK$2,679/mo
Deposit HK$9.50M · loan HK$9.50M · min. income ≈ HK$101,642/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$712,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,009
−HK$3,261/mo
▼ 0.25% · 3.875%
HK$53,627
−HK$1,643/mo
Today · 4.125%
HK$55,270
baseline
▲ 0.50% · 4.625%
HK$58,633
+HK$3,363/mo
Deposit HK$7.60M · loan HK$11.40M · min. income ≈ HK$110,540/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$712,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,859
−HK$3,126/mo
▼ 0.25% · 3.875%
HK$59,411
−HK$1,574/mo
Today · 4.125%
HK$60,985
baseline
▲ 0.50% · 4.625%
HK$64,200
+HK$3,215/mo
Deposit HK$7.60M · loan HK$11.40M · min. income ≈ HK$121,970/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$712,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,677
−HK$3,805/mo
▼ 0.25% · 3.875%
HK$62,564
−HK$1,918/mo
Today · 4.125%
HK$64,482
baseline
▲ 0.50% · 4.625%
HK$68,405
+HK$3,923/mo
Deposit HK$5.70M · loan HK$13.30M · min. income ≈ HK$128,964/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,502
−HK$3,647/mo
▼ 0.25% · 3.875%
HK$69,313
−HK$1,836/mo
Today · 4.125%
HK$71,149
baseline
▲ 0.50% · 4.625%
HK$74,900
+HK$3,751/mo
Deposit HK$5.70M · loan HK$13.30M · min. income ≈ HK$142,298/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,013
−HK$4,892/mo
▼ 0.25% · 3.875%
HK$80,440
−HK$2,465/mo
Today · 4.125%
HK$82,905
baseline
▲ 0.50% · 4.625%
HK$87,950
+HK$5,045/mo
Deposit HK$1.90M · loan HK$17.11M · min. income ≈ HK$165,810/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,789
−HK$4,689/mo
▼ 0.25% · 3.875%
HK$89,116
−HK$2,362/mo
Today · 4.125%
HK$91,478
baseline
▲ 0.50% · 4.625%
HK$96,300
+HK$4,822/mo
Deposit HK$1.90M · loan HK$17.11M · min. income ≈ HK$182,956/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,759 · Scale 2, in force from 26 Feb 2026)