LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,344
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$44,692
−HK$1,370/mo
Today · 4.125%
HK$46,062
baseline
▲ 0.50% · 4.625%
HK$48,865
+HK$2,803/mo
Deposit HK$9.50M · loan HK$9.50M · min. income ≈ HK$92,124/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$712,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,220
−HK$2,605/mo
▼ 0.25% · 3.875%
HK$49,513
−HK$1,312/mo
Today · 4.125%
HK$50,825
baseline
▲ 0.50% · 4.625%
HK$53,504
+HK$2,679/mo
Deposit HK$9.50M · loan HK$9.50M · min. income ≈ HK$101,650/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$712,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,013
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$53,631
−HK$1,644/mo
Today · 4.125%
HK$55,275
baseline
▲ 0.50% · 4.625%
HK$58,638
+HK$3,363/mo
Deposit HK$7.60M · loan HK$11.41M · min. income ≈ HK$110,550/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$712,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,864
−HK$3,126/mo
▼ 0.25% · 3.875%
HK$59,416
−HK$1,574/mo
Today · 4.125%
HK$60,990
baseline
▲ 0.50% · 4.625%
HK$64,205
+HK$3,215/mo
Deposit HK$7.60M · loan HK$11.41M · min. income ≈ HK$121,980/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$712,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,682
−HK$3,805/mo
▼ 0.25% · 3.875%
HK$62,569
−HK$1,918/mo
Today · 4.125%
HK$64,487
baseline
▲ 0.50% · 4.625%
HK$68,411
+HK$3,924/mo
Deposit HK$5.70M · loan HK$13.31M · min. income ≈ HK$128,974/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$712,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,508
−HK$3,647/mo
▼ 0.25% · 3.875%
HK$69,318
−HK$1,837/mo
Today · 4.125%
HK$71,155
baseline
▲ 0.50% · 4.625%
HK$74,906
+HK$3,751/mo
Deposit HK$5.70M · loan HK$13.31M · min. income ≈ HK$142,310/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$712,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,019
−HK$4,893/mo
▼ 0.25% · 3.875%
HK$80,446
−HK$2,466/mo
Today · 4.125%
HK$82,912
baseline
▲ 0.50% · 4.625%
HK$87,957
+HK$5,045/mo
Deposit HK$1.90M · loan HK$17.11M · min. income ≈ HK$165,824/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,796
−HK$4,689/mo
▼ 0.25% · 3.875%
HK$89,124
−HK$2,361/mo
Today · 4.125%
HK$91,485
baseline
▲ 0.50% · 4.625%
HK$96,307
+HK$4,822/mo
Deposit HK$1.90M · loan HK$17.11M · min. income ≈ HK$182,970/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,817 · Scale 2, in force from 26 Feb 2026)