LTV · monthly repayment
▼ 0.50% · 3.625%
HK$433,450
−HK$27,182/mo
▼ 0.25% · 3.875%
HK$446,933
−HK$13,699/mo
Today · 4.125%
HK$460,632
baseline
▲ 0.50% · 4.625%
HK$488,660
+HK$28,028/mo
Deposit HK$95.04M · loan HK$95.04M · min. income ≈ HK$921,264/mo (50% DSR)
Upfront cash ≈ HK$107.40M (deposit + AVD stamp duty HK$12,355,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$482,209
−HK$26,052/mo
▼ 0.25% · 3.875%
HK$495,142
−HK$13,119/mo
Today · 4.125%
HK$508,261
baseline
▲ 0.50% · 4.625%
HK$535,053
+HK$26,792/mo
Deposit HK$95.04M · loan HK$95.04M · min. income ≈ HK$1,016,522/mo (50% DSR)
Upfront cash ≈ HK$107.40M (deposit + AVD stamp duty HK$12,355,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$520,140
−HK$32,618/mo
▼ 0.25% · 3.875%
HK$536,320
−HK$16,438/mo
Today · 4.125%
HK$552,758
baseline
▲ 0.50% · 4.625%
HK$586,392
+HK$33,634/mo
Deposit HK$76.04M · loan HK$114.05M · min. income ≈ HK$1,105,516/mo (50% DSR)
Upfront cash ≈ HK$88.39M (deposit + AVD stamp duty HK$12,355,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$578,651
−HK$31,263/mo
▼ 0.25% · 3.875%
HK$594,170
−HK$15,744/mo
Today · 4.125%
HK$609,914
baseline
▲ 0.50% · 4.625%
HK$642,063
+HK$32,149/mo
Deposit HK$76.04M · loan HK$114.05M · min. income ≈ HK$1,219,828/mo (50% DSR)
Upfront cash ≈ HK$88.39M (deposit + AVD stamp duty HK$12,355,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$606,831
−HK$38,053/mo
▼ 0.25% · 3.875%
HK$625,706
−HK$19,178/mo
Today · 4.125%
HK$644,884
baseline
▲ 0.50% · 4.625%
HK$684,124
+HK$39,240/mo
Deposit HK$57.03M · loan HK$133.06M · min. income ≈ HK$1,289,768/mo (50% DSR)
Upfront cash ≈ HK$69.38M (deposit + AVD stamp duty HK$12,355,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$675,093
−HK$36,473/mo
▼ 0.25% · 3.875%
HK$693,199
−HK$18,367/mo
Today · 4.125%
HK$711,566
baseline
▲ 0.50% · 4.625%
HK$749,074
+HK$37,508/mo
Deposit HK$57.03M · loan HK$133.06M · min. income ≈ HK$1,423,132/mo (50% DSR)
Upfront cash ≈ HK$69.38M (deposit + AVD stamp duty HK$12,355,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$780,211
−HK$48,926/mo
▼ 0.25% · 3.875%
HK$804,480
−HK$24,657/mo
Today · 4.125%
HK$829,137
baseline
▲ 0.50% · 4.625%
HK$879,588
+HK$50,451/mo
Deposit HK$19.01M · loan HK$171.08M · min. income ≈ HK$1,658,274/mo (50% DSR)
Upfront cash ≈ HK$31.36M (deposit + AVD stamp duty HK$12,355,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$867,977
−HK$46,894/mo
▼ 0.25% · 3.875%
HK$891,255
−HK$23,616/mo
Today · 4.125%
HK$914,871
baseline
▲ 0.50% · 4.625%
HK$963,095
+HK$48,224/mo
Deposit HK$19.01M · loan HK$171.08M · min. income ≈ HK$1,829,742/mo (50% DSR)
Upfront cash ≈ HK$31.36M (deposit + AVD stamp duty HK$12,355,749 · Scale 2, in force from 26 Feb 2026)