LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,345
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$44,694
−HK$1,370/mo
Today · 4.125%
HK$46,064
baseline
▲ 0.50% · 4.625%
HK$48,866
+HK$2,802/mo
Deposit HK$9.50M · loan HK$9.50M · min. income ≈ HK$92,128/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$712,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,221
−HK$2,606/mo
▼ 0.25% · 3.875%
HK$49,515
−HK$1,312/mo
Today · 4.125%
HK$50,827
baseline
▲ 0.50% · 4.625%
HK$53,506
+HK$2,679/mo
Deposit HK$9.50M · loan HK$9.50M · min. income ≈ HK$101,654/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$712,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,015
−HK$3,261/mo
▼ 0.25% · 3.875%
HK$53,633
−HK$1,643/mo
Today · 4.125%
HK$55,276
baseline
▲ 0.50% · 4.625%
HK$58,640
+HK$3,364/mo
Deposit HK$7.60M · loan HK$11.41M · min. income ≈ HK$110,552/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$712,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,866
−HK$3,126/mo
▼ 0.25% · 3.875%
HK$59,418
−HK$1,574/mo
Today · 4.125%
HK$60,992
baseline
▲ 0.50% · 4.625%
HK$64,207
+HK$3,215/mo
Deposit HK$7.60M · loan HK$11.41M · min. income ≈ HK$121,984/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$712,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,684
−HK$3,805/mo
▼ 0.25% · 3.875%
HK$62,571
−HK$1,918/mo
Today · 4.125%
HK$64,489
baseline
▲ 0.50% · 4.625%
HK$68,413
+HK$3,924/mo
Deposit HK$5.70M · loan HK$13.31M · min. income ≈ HK$128,978/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$712,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,510
−HK$3,647/mo
▼ 0.25% · 3.875%
HK$69,321
−HK$1,836/mo
Today · 4.125%
HK$71,157
baseline
▲ 0.50% · 4.625%
HK$74,908
+HK$3,751/mo
Deposit HK$5.70M · loan HK$13.31M · min. income ≈ HK$142,314/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$712,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,022
−HK$4,892/mo
▼ 0.25% · 3.875%
HK$80,449
−HK$2,465/mo
Today · 4.125%
HK$82,914
baseline
▲ 0.50% · 4.625%
HK$87,960
+HK$5,046/mo
Deposit HK$1.90M · loan HK$17.11M · min. income ≈ HK$165,828/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,799
−HK$4,689/mo
▼ 0.25% · 3.875%
HK$89,126
−HK$2,362/mo
Today · 4.125%
HK$91,488
baseline
▲ 0.50% · 4.625%
HK$96,310
+HK$4,822/mo
Deposit HK$1.90M · loan HK$17.11M · min. income ≈ HK$182,976/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,839 · Scale 2, in force from 26 Feb 2026)