LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,346
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$44,694
−HK$1,370/mo
Today · 4.125%
HK$46,064
baseline
▲ 0.50% · 4.625%
HK$48,867
+HK$2,803/mo
Deposit HK$9.50M · loan HK$9.50M · min. income ≈ HK$92,128/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$712,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,222
−HK$2,605/mo
▼ 0.25% · 3.875%
HK$49,515
−HK$1,312/mo
Today · 4.125%
HK$50,827
baseline
▲ 0.50% · 4.625%
HK$53,507
+HK$2,680/mo
Deposit HK$9.50M · loan HK$9.50M · min. income ≈ HK$101,654/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$712,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,015
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$53,633
−HK$1,644/mo
Today · 4.125%
HK$55,277
baseline
▲ 0.50% · 4.625%
HK$58,641
+HK$3,364/mo
Deposit HK$7.60M · loan HK$11.41M · min. income ≈ HK$110,554/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$712,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,866
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$59,418
−HK$1,575/mo
Today · 4.125%
HK$60,993
baseline
▲ 0.50% · 4.625%
HK$64,208
+HK$3,215/mo
Deposit HK$7.60M · loan HK$11.41M · min. income ≈ HK$121,986/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$712,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,684
−HK$3,806/mo
▼ 0.25% · 3.875%
HK$62,572
−HK$1,918/mo
Today · 4.125%
HK$64,490
baseline
▲ 0.50% · 4.625%
HK$68,414
+HK$3,924/mo
Deposit HK$5.70M · loan HK$13.31M · min. income ≈ HK$128,980/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$712,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,511
−HK$3,647/mo
▼ 0.25% · 3.875%
HK$69,321
−HK$1,837/mo
Today · 4.125%
HK$71,158
baseline
▲ 0.50% · 4.625%
HK$74,909
+HK$3,751/mo
Deposit HK$5.70M · loan HK$13.31M · min. income ≈ HK$142,316/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$712,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,023
−HK$4,893/mo
▼ 0.25% · 3.875%
HK$80,450
−HK$2,466/mo
Today · 4.125%
HK$82,916
baseline
▲ 0.50% · 4.625%
HK$87,961
+HK$5,045/mo
Deposit HK$1.90M · loan HK$17.11M · min. income ≈ HK$165,832/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,800
−HK$4,689/mo
▼ 0.25% · 3.875%
HK$89,128
−HK$2,361/mo
Today · 4.125%
HK$91,489
baseline
▲ 0.50% · 4.625%
HK$96,312
+HK$4,823/mo
Deposit HK$1.90M · loan HK$17.11M · min. income ≈ HK$182,978/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,849 · Scale 2, in force from 26 Feb 2026)