LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,350
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$44,698
−HK$1,370/mo
Today · 4.125%
HK$46,068
baseline
▲ 0.50% · 4.625%
HK$48,871
+HK$2,803/mo
Deposit HK$9.51M · loan HK$9.51M · min. income ≈ HK$92,136/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$712,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,226
−HK$2,606/mo
▼ 0.25% · 3.875%
HK$49,520
−HK$1,312/mo
Today · 4.125%
HK$50,832
baseline
▲ 0.50% · 4.625%
HK$53,511
+HK$2,679/mo
Deposit HK$9.51M · loan HK$9.51M · min. income ≈ HK$101,664/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$712,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,020
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$53,638
−HK$1,644/mo
Today · 4.125%
HK$55,282
baseline
▲ 0.50% · 4.625%
HK$58,646
+HK$3,364/mo
Deposit HK$7.60M · loan HK$11.41M · min. income ≈ HK$110,564/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$712,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,871
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$59,423
−HK$1,575/mo
Today · 4.125%
HK$60,998
baseline
▲ 0.50% · 4.625%
HK$64,213
+HK$3,215/mo
Deposit HK$7.60M · loan HK$11.41M · min. income ≈ HK$121,996/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$712,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,690
−HK$3,805/mo
▼ 0.25% · 3.875%
HK$62,577
−HK$1,918/mo
Today · 4.125%
HK$64,495
baseline
▲ 0.50% · 4.625%
HK$68,420
+HK$3,925/mo
Deposit HK$5.70M · loan HK$13.31M · min. income ≈ HK$128,990/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$712,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,517
−HK$3,647/mo
▼ 0.25% · 3.875%
HK$69,327
−HK$1,837/mo
Today · 4.125%
HK$71,164
baseline
▲ 0.50% · 4.625%
HK$74,915
+HK$3,751/mo
Deposit HK$5.70M · loan HK$13.31M · min. income ≈ HK$142,328/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$712,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,030
−HK$4,893/mo
▼ 0.25% · 3.875%
HK$80,457
−HK$2,466/mo
Today · 4.125%
HK$82,923
baseline
▲ 0.50% · 4.625%
HK$87,968
+HK$5,045/mo
Deposit HK$1.90M · loan HK$17.11M · min. income ≈ HK$165,846/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,807
−HK$4,690/mo
▼ 0.25% · 3.875%
HK$89,135
−HK$2,362/mo
Today · 4.125%
HK$91,497
baseline
▲ 0.50% · 4.625%
HK$96,320
+HK$4,823/mo
Deposit HK$1.90M · loan HK$17.11M · min. income ≈ HK$182,994/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,909 · Scale 2, in force from 26 Feb 2026)