LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,352
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$44,701
−HK$1,370/mo
Today · 4.125%
HK$46,071
baseline
▲ 0.50% · 4.625%
HK$48,874
+HK$2,803/mo
Deposit HK$9.51M · loan HK$9.51M · min. income ≈ HK$92,142/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$712,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,229
−HK$2,606/mo
▼ 0.25% · 3.875%
HK$49,523
−HK$1,312/mo
Today · 4.125%
HK$50,835
baseline
▲ 0.50% · 4.625%
HK$53,514
+HK$2,679/mo
Deposit HK$9.51M · loan HK$9.51M · min. income ≈ HK$101,670/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$712,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,023
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$53,641
−HK$1,644/mo
Today · 4.125%
HK$55,285
baseline
▲ 0.50% · 4.625%
HK$58,649
+HK$3,364/mo
Deposit HK$7.60M · loan HK$11.41M · min. income ≈ HK$110,570/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$712,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,875
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$59,427
−HK$1,575/mo
Today · 4.125%
HK$61,002
baseline
▲ 0.50% · 4.625%
HK$64,217
+HK$3,215/mo
Deposit HK$7.60M · loan HK$11.41M · min. income ≈ HK$122,004/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$712,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,693
−HK$3,806/mo
▼ 0.25% · 3.875%
HK$62,581
−HK$1,918/mo
Today · 4.125%
HK$64,499
baseline
▲ 0.50% · 4.625%
HK$68,424
+HK$3,925/mo
Deposit HK$5.70M · loan HK$13.31M · min. income ≈ HK$128,998/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$712,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,521
−HK$3,648/mo
▼ 0.25% · 3.875%
HK$69,332
−HK$1,837/mo
Today · 4.125%
HK$71,169
baseline
▲ 0.50% · 4.625%
HK$74,920
+HK$3,751/mo
Deposit HK$5.70M · loan HK$13.31M · min. income ≈ HK$142,338/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$712,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,034
−HK$4,894/mo
▼ 0.25% · 3.875%
HK$80,462
−HK$2,466/mo
Today · 4.125%
HK$82,928
baseline
▲ 0.50% · 4.625%
HK$87,974
+HK$5,046/mo
Deposit HK$1.90M · loan HK$17.11M · min. income ≈ HK$165,856/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,812
−HK$4,690/mo
▼ 0.25% · 3.875%
HK$89,141
−HK$2,361/mo
Today · 4.125%
HK$91,502
baseline
▲ 0.50% · 4.625%
HK$96,326
+HK$4,824/mo
Deposit HK$1.90M · loan HK$17.11M · min. income ≈ HK$183,004/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,952 · Scale 2, in force from 26 Feb 2026)