LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,353
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$44,702
−HK$1,370/mo
Today · 4.125%
HK$46,072
baseline
▲ 0.50% · 4.625%
HK$48,875
+HK$2,803/mo
Deposit HK$9.51M · loan HK$9.51M · min. income ≈ HK$92,144/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$712,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,230
−HK$2,606/mo
▼ 0.25% · 3.875%
HK$49,524
−HK$1,312/mo
Today · 4.125%
HK$50,836
baseline
▲ 0.50% · 4.625%
HK$53,515
+HK$2,679/mo
Deposit HK$9.51M · loan HK$9.51M · min. income ≈ HK$101,672/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$712,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,024
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$53,642
−HK$1,644/mo
Today · 4.125%
HK$55,286
baseline
▲ 0.50% · 4.625%
HK$58,650
+HK$3,364/mo
Deposit HK$7.60M · loan HK$11.41M · min. income ≈ HK$110,572/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$712,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,876
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$59,428
−HK$1,575/mo
Today · 4.125%
HK$61,003
baseline
▲ 0.50% · 4.625%
HK$64,219
+HK$3,216/mo
Deposit HK$7.60M · loan HK$11.41M · min. income ≈ HK$122,006/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$712,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,695
−HK$3,806/mo
▼ 0.25% · 3.875%
HK$62,583
−HK$1,918/mo
Today · 4.125%
HK$64,501
baseline
▲ 0.50% · 4.625%
HK$68,425
+HK$3,924/mo
Deposit HK$5.70M · loan HK$13.31M · min. income ≈ HK$129,002/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$712,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,522
−HK$3,648/mo
▼ 0.25% · 3.875%
HK$69,333
−HK$1,837/mo
Today · 4.125%
HK$71,170
baseline
▲ 0.50% · 4.625%
HK$74,922
+HK$3,752/mo
Deposit HK$5.70M · loan HK$13.31M · min. income ≈ HK$142,340/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$712,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,036
−HK$4,893/mo
▼ 0.25% · 3.875%
HK$80,463
−HK$2,466/mo
Today · 4.125%
HK$82,929
baseline
▲ 0.50% · 4.625%
HK$87,976
+HK$5,047/mo
Deposit HK$1.90M · loan HK$17.11M · min. income ≈ HK$165,858/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,814
−HK$4,691/mo
▼ 0.25% · 3.875%
HK$89,143
−HK$2,362/mo
Today · 4.125%
HK$91,505
baseline
▲ 0.50% · 4.625%
HK$96,328
+HK$4,823/mo
Deposit HK$1.90M · loan HK$17.11M · min. income ≈ HK$183,010/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,968 · Scale 2, in force from 26 Feb 2026)