LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,355
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$44,704
−HK$1,370/mo
Today · 4.125%
HK$46,074
baseline
▲ 0.50% · 4.625%
HK$48,877
+HK$2,803/mo
Deposit HK$9.51M · loan HK$9.51M · min. income ≈ HK$92,148/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$713,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,232
−HK$2,606/mo
▼ 0.25% · 3.875%
HK$49,526
−HK$1,312/mo
Today · 4.125%
HK$50,838
baseline
▲ 0.50% · 4.625%
HK$53,518
+HK$2,680/mo
Deposit HK$9.51M · loan HK$9.51M · min. income ≈ HK$101,676/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$713,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,026
−HK$3,263/mo
▼ 0.25% · 3.875%
HK$53,645
−HK$1,644/mo
Today · 4.125%
HK$55,289
baseline
▲ 0.50% · 4.625%
HK$58,653
+HK$3,364/mo
Deposit HK$7.61M · loan HK$11.41M · min. income ≈ HK$110,578/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$713,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,879
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$59,431
−HK$1,575/mo
Today · 4.125%
HK$61,006
baseline
▲ 0.50% · 4.625%
HK$64,221
+HK$3,215/mo
Deposit HK$7.61M · loan HK$11.41M · min. income ≈ HK$122,012/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$713,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,697
−HK$3,807/mo
▼ 0.25% · 3.875%
HK$62,585
−HK$1,919/mo
Today · 4.125%
HK$64,504
baseline
▲ 0.50% · 4.625%
HK$68,428
+HK$3,924/mo
Deposit HK$5.70M · loan HK$13.31M · min. income ≈ HK$129,008/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,525
−HK$3,648/mo
▼ 0.25% · 3.875%
HK$69,336
−HK$1,837/mo
Today · 4.125%
HK$71,173
baseline
▲ 0.50% · 4.625%
HK$74,925
+HK$3,752/mo
Deposit HK$5.70M · loan HK$13.31M · min. income ≈ HK$142,346/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,039
−HK$4,894/mo
▼ 0.25% · 3.875%
HK$80,467
−HK$2,466/mo
Today · 4.125%
HK$82,933
baseline
▲ 0.50% · 4.625%
HK$87,979
+HK$5,046/mo
Deposit HK$1.90M · loan HK$17.11M · min. income ≈ HK$165,866/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$713,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,818
−HK$4,691/mo
▼ 0.25% · 3.875%
HK$89,147
−HK$2,362/mo
Today · 4.125%
HK$91,509
baseline
▲ 0.50% · 4.625%
HK$96,332
+HK$4,823/mo
Deposit HK$1.90M · loan HK$17.11M · min. income ≈ HK$183,018/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$713,000 · Scale 2, in force from 26 Feb 2026)