LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,357
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$44,705
−HK$1,371/mo
Today · 4.125%
HK$46,076
baseline
▲ 0.50% · 4.625%
HK$48,879
+HK$2,803/mo
Deposit HK$9.51M · loan HK$9.51M · min. income ≈ HK$92,152/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$713,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,234
−HK$2,606/mo
▼ 0.25% · 3.875%
HK$49,528
−HK$1,312/mo
Today · 4.125%
HK$50,840
baseline
▲ 0.50% · 4.625%
HK$53,520
+HK$2,680/mo
Deposit HK$9.51M · loan HK$9.51M · min. income ≈ HK$101,680/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$713,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,028
−HK$3,263/mo
▼ 0.25% · 3.875%
HK$53,647
−HK$1,644/mo
Today · 4.125%
HK$55,291
baseline
▲ 0.50% · 4.625%
HK$58,655
+HK$3,364/mo
Deposit HK$7.61M · loan HK$11.41M · min. income ≈ HK$110,582/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$713,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,881
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$59,433
−HK$1,575/mo
Today · 4.125%
HK$61,008
baseline
▲ 0.50% · 4.625%
HK$64,224
+HK$3,216/mo
Deposit HK$7.61M · loan HK$11.41M · min. income ≈ HK$122,016/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$713,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,700
−HK$3,806/mo
▼ 0.25% · 3.875%
HK$62,588
−HK$1,918/mo
Today · 4.125%
HK$64,506
baseline
▲ 0.50% · 4.625%
HK$68,431
+HK$3,925/mo
Deposit HK$5.70M · loan HK$13.31M · min. income ≈ HK$129,012/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,528
−HK$3,648/mo
▼ 0.25% · 3.875%
HK$69,339
−HK$1,837/mo
Today · 4.125%
HK$71,176
baseline
▲ 0.50% · 4.625%
HK$74,928
+HK$3,752/mo
Deposit HK$5.70M · loan HK$13.31M · min. income ≈ HK$142,352/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,042
−HK$4,894/mo
▼ 0.25% · 3.875%
HK$80,470
−HK$2,466/mo
Today · 4.125%
HK$82,936
baseline
▲ 0.50% · 4.625%
HK$87,983
+HK$5,047/mo
Deposit HK$1.90M · loan HK$17.11M · min. income ≈ HK$165,872/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$713,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,821
−HK$4,691/mo
▼ 0.25% · 3.875%
HK$89,150
−HK$2,362/mo
Today · 4.125%
HK$91,512
baseline
▲ 0.50% · 4.625%
HK$96,336
+HK$4,824/mo
Deposit HK$1.90M · loan HK$17.11M · min. income ≈ HK$183,024/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$713,026 · Scale 2, in force from 26 Feb 2026)