LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,357
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$44,706
−HK$1,370/mo
Today · 4.125%
HK$46,076
baseline
▲ 0.50% · 4.625%
HK$48,880
+HK$2,804/mo
Deposit HK$9.51M · loan HK$9.51M · min. income ≈ HK$92,152/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$713,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,235
−HK$2,606/mo
▼ 0.25% · 3.875%
HK$49,528
−HK$1,313/mo
Today · 4.125%
HK$50,841
baseline
▲ 0.50% · 4.625%
HK$53,520
+HK$2,679/mo
Deposit HK$9.51M · loan HK$9.51M · min. income ≈ HK$101,682/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$713,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,029
−HK$3,263/mo
▼ 0.25% · 3.875%
HK$53,647
−HK$1,645/mo
Today · 4.125%
HK$55,292
baseline
▲ 0.50% · 4.625%
HK$58,656
+HK$3,364/mo
Deposit HK$7.61M · loan HK$11.41M · min. income ≈ HK$110,584/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$713,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,882
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$59,434
−HK$1,575/mo
Today · 4.125%
HK$61,009
baseline
▲ 0.50% · 4.625%
HK$64,225
+HK$3,216/mo
Deposit HK$7.61M · loan HK$11.41M · min. income ≈ HK$122,018/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$713,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,700
−HK$3,807/mo
▼ 0.25% · 3.875%
HK$62,588
−HK$1,919/mo
Today · 4.125%
HK$64,507
baseline
▲ 0.50% · 4.625%
HK$68,432
+HK$3,925/mo
Deposit HK$5.70M · loan HK$13.31M · min. income ≈ HK$129,014/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,528
−HK$3,649/mo
▼ 0.25% · 3.875%
HK$69,340
−HK$1,837/mo
Today · 4.125%
HK$71,177
baseline
▲ 0.50% · 4.625%
HK$74,929
+HK$3,752/mo
Deposit HK$5.70M · loan HK$13.31M · min. income ≈ HK$142,354/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,043
−HK$4,894/mo
▼ 0.25% · 3.875%
HK$80,471
−HK$2,466/mo
Today · 4.125%
HK$82,937
baseline
▲ 0.50% · 4.625%
HK$87,984
+HK$5,047/mo
Deposit HK$1.90M · loan HK$17.11M · min. income ≈ HK$165,874/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$713,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,822
−HK$4,691/mo
▼ 0.25% · 3.875%
HK$89,151
−HK$2,362/mo
Today · 4.125%
HK$91,513
baseline
▲ 0.50% · 4.625%
HK$96,337
+HK$4,824/mo
Deposit HK$1.90M · loan HK$17.11M · min. income ≈ HK$183,026/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$713,035 · Scale 2, in force from 26 Feb 2026)