LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,359
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$44,708
−HK$1,370/mo
Today · 4.125%
HK$46,078
baseline
▲ 0.50% · 4.625%
HK$48,882
+HK$2,804/mo
Deposit HK$9.51M · loan HK$9.51M · min. income ≈ HK$92,156/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$713,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,237
−HK$2,606/mo
▼ 0.25% · 3.875%
HK$49,530
−HK$1,313/mo
Today · 4.125%
HK$50,843
baseline
▲ 0.50% · 4.625%
HK$53,523
+HK$2,680/mo
Deposit HK$9.51M · loan HK$9.51M · min. income ≈ HK$101,686/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$713,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,031
−HK$3,263/mo
▼ 0.25% · 3.875%
HK$53,649
−HK$1,645/mo
Today · 4.125%
HK$55,294
baseline
▲ 0.50% · 4.625%
HK$58,658
+HK$3,364/mo
Deposit HK$7.61M · loan HK$11.41M · min. income ≈ HK$110,588/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$713,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,884
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$59,436
−HK$1,575/mo
Today · 4.125%
HK$61,011
baseline
▲ 0.50% · 4.625%
HK$64,227
+HK$3,216/mo
Deposit HK$7.61M · loan HK$11.41M · min. income ≈ HK$122,022/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$713,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,703
−HK$3,806/mo
▼ 0.25% · 3.875%
HK$62,591
−HK$1,918/mo
Today · 4.125%
HK$64,509
baseline
▲ 0.50% · 4.625%
HK$68,435
+HK$3,926/mo
Deposit HK$5.70M · loan HK$13.31M · min. income ≈ HK$129,018/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,531
−HK$3,649/mo
▼ 0.25% · 3.875%
HK$69,342
−HK$1,838/mo
Today · 4.125%
HK$71,180
baseline
▲ 0.50% · 4.625%
HK$74,932
+HK$3,752/mo
Deposit HK$5.70M · loan HK$13.31M · min. income ≈ HK$142,360/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,046
−HK$4,895/mo
▼ 0.25% · 3.875%
HK$80,474
−HK$2,467/mo
Today · 4.125%
HK$82,941
baseline
▲ 0.50% · 4.625%
HK$87,987
+HK$5,046/mo
Deposit HK$1.90M · loan HK$17.11M · min. income ≈ HK$165,882/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$713,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,826
−HK$4,691/mo
▼ 0.25% · 3.875%
HK$89,154
−HK$2,363/mo
Today · 4.125%
HK$91,517
baseline
▲ 0.50% · 4.625%
HK$96,341
+HK$4,824/mo
Deposit HK$1.90M · loan HK$17.11M · min. income ≈ HK$183,034/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$713,063 · Scale 2, in force from 26 Feb 2026)