LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,365
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$44,714
−HK$1,370/mo
Today · 4.125%
HK$46,084
baseline
▲ 0.50% · 4.625%
HK$48,888
+HK$2,804/mo
Deposit HK$9.51M · loan HK$9.51M · min. income ≈ HK$92,168/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$713,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,243
−HK$2,606/mo
▼ 0.25% · 3.875%
HK$49,537
−HK$1,312/mo
Today · 4.125%
HK$50,849
baseline
▲ 0.50% · 4.625%
HK$53,530
+HK$2,681/mo
Deposit HK$9.51M · loan HK$9.51M · min. income ≈ HK$101,698/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$713,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,038
−HK$3,263/mo
▼ 0.25% · 3.875%
HK$53,656
−HK$1,645/mo
Today · 4.125%
HK$55,301
baseline
▲ 0.50% · 4.625%
HK$58,666
+HK$3,365/mo
Deposit HK$7.61M · loan HK$11.41M · min. income ≈ HK$110,602/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$713,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,891
−HK$3,128/mo
▼ 0.25% · 3.875%
HK$59,444
−HK$1,575/mo
Today · 4.125%
HK$61,019
baseline
▲ 0.50% · 4.625%
HK$64,235
+HK$3,216/mo
Deposit HK$7.61M · loan HK$11.41M · min. income ≈ HK$122,038/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$713,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,711
−HK$3,807/mo
▼ 0.25% · 3.875%
HK$62,599
−HK$1,919/mo
Today · 4.125%
HK$64,518
baseline
▲ 0.50% · 4.625%
HK$68,443
+HK$3,925/mo
Deposit HK$5.71M · loan HK$13.31M · min. income ≈ HK$129,036/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,540
−HK$3,649/mo
▼ 0.25% · 3.875%
HK$69,351
−HK$1,838/mo
Today · 4.125%
HK$71,189
baseline
▲ 0.50% · 4.625%
HK$74,941
+HK$3,752/mo
Deposit HK$5.71M · loan HK$13.31M · min. income ≈ HK$142,378/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,056
−HK$4,895/mo
▼ 0.25% · 3.875%
HK$80,484
−HK$2,467/mo
Today · 4.125%
HK$82,951
baseline
▲ 0.50% · 4.625%
HK$87,999
+HK$5,048/mo
Deposit HK$1.90M · loan HK$17.12M · min. income ≈ HK$165,902/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$713,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,837
−HK$4,692/mo
▼ 0.25% · 3.875%
HK$89,166
−HK$2,363/mo
Today · 4.125%
HK$91,529
baseline
▲ 0.50% · 4.625%
HK$96,353
+HK$4,824/mo
Deposit HK$1.90M · loan HK$17.12M · min. income ≈ HK$183,058/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$713,156 · Scale 2, in force from 26 Feb 2026)