LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,365
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$44,714
−HK$1,370/mo
Today · 4.125%
HK$46,084
baseline
▲ 0.50% · 4.625%
HK$48,888
+HK$2,804/mo
Deposit HK$9.51M · loan HK$9.51M · min. income ≈ HK$92,168/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$713,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,243
−HK$2,607/mo
▼ 0.25% · 3.875%
HK$49,537
−HK$1,313/mo
Today · 4.125%
HK$50,850
baseline
▲ 0.50% · 4.625%
HK$53,530
+HK$2,680/mo
Deposit HK$9.51M · loan HK$9.51M · min. income ≈ HK$101,700/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$713,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,038
−HK$3,263/mo
▼ 0.25% · 3.875%
HK$53,657
−HK$1,644/mo
Today · 4.125%
HK$55,301
baseline
▲ 0.50% · 4.625%
HK$58,666
+HK$3,365/mo
Deposit HK$7.61M · loan HK$11.41M · min. income ≈ HK$110,602/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$713,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,892
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$59,444
−HK$1,575/mo
Today · 4.125%
HK$61,019
baseline
▲ 0.50% · 4.625%
HK$64,236
+HK$3,217/mo
Deposit HK$7.61M · loan HK$11.41M · min. income ≈ HK$122,038/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$713,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,711
−HK$3,807/mo
▼ 0.25% · 3.875%
HK$62,599
−HK$1,919/mo
Today · 4.125%
HK$64,518
baseline
▲ 0.50% · 4.625%
HK$68,444
+HK$3,926/mo
Deposit HK$5.71M · loan HK$13.31M · min. income ≈ HK$129,036/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,540
−HK$3,649/mo
▼ 0.25% · 3.875%
HK$69,352
−HK$1,837/mo
Today · 4.125%
HK$71,189
baseline
▲ 0.50% · 4.625%
HK$74,942
+HK$3,753/mo
Deposit HK$5.71M · loan HK$13.31M · min. income ≈ HK$142,378/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,057
−HK$4,895/mo
▼ 0.25% · 3.875%
HK$80,485
−HK$2,467/mo
Today · 4.125%
HK$82,952
baseline
▲ 0.50% · 4.625%
HK$87,999
+HK$5,047/mo
Deposit HK$1.90M · loan HK$17.12M · min. income ≈ HK$165,904/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$713,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,838
−HK$4,691/mo
▼ 0.25% · 3.875%
HK$89,166
−HK$2,363/mo
Today · 4.125%
HK$91,529
baseline
▲ 0.50% · 4.625%
HK$96,354
+HK$4,825/mo
Deposit HK$1.90M · loan HK$17.12M · min. income ≈ HK$183,058/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$713,160 · Scale 2, in force from 26 Feb 2026)