LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,366
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$44,715
−HK$1,370/mo
Today · 4.125%
HK$46,085
baseline
▲ 0.50% · 4.625%
HK$48,890
+HK$2,805/mo
Deposit HK$9.51M · loan HK$9.51M · min. income ≈ HK$92,170/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$713,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,244
−HK$2,607/mo
▼ 0.25% · 3.875%
HK$49,538
−HK$1,313/mo
Today · 4.125%
HK$50,851
baseline
▲ 0.50% · 4.625%
HK$53,531
+HK$2,680/mo
Deposit HK$9.51M · loan HK$9.51M · min. income ≈ HK$101,702/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$713,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,039
−HK$3,264/mo
▼ 0.25% · 3.875%
HK$53,658
−HK$1,645/mo
Today · 4.125%
HK$55,303
baseline
▲ 0.50% · 4.625%
HK$58,668
+HK$3,365/mo
Deposit HK$7.61M · loan HK$11.41M · min. income ≈ HK$110,606/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$713,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,893
−HK$3,128/mo
▼ 0.25% · 3.875%
HK$59,446
−HK$1,575/mo
Today · 4.125%
HK$61,021
baseline
▲ 0.50% · 4.625%
HK$64,237
+HK$3,216/mo
Deposit HK$7.61M · loan HK$11.41M · min. income ≈ HK$122,042/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$713,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,712
−HK$3,808/mo
▼ 0.25% · 3.875%
HK$62,601
−HK$1,919/mo
Today · 4.125%
HK$64,520
baseline
▲ 0.50% · 4.625%
HK$68,446
+HK$3,926/mo
Deposit HK$5.71M · loan HK$13.31M · min. income ≈ HK$129,040/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,542
−HK$3,649/mo
▼ 0.25% · 3.875%
HK$69,353
−HK$1,838/mo
Today · 4.125%
HK$71,191
baseline
▲ 0.50% · 4.625%
HK$74,944
+HK$3,753/mo
Deposit HK$5.71M · loan HK$13.31M · min. income ≈ HK$142,382/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,059
−HK$4,895/mo
▼ 0.25% · 3.875%
HK$80,487
−HK$2,467/mo
Today · 4.125%
HK$82,954
baseline
▲ 0.50% · 4.625%
HK$88,001
+HK$5,047/mo
Deposit HK$1.90M · loan HK$17.12M · min. income ≈ HK$165,908/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$713,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,840
−HK$4,691/mo
▼ 0.25% · 3.875%
HK$89,169
−HK$2,362/mo
Today · 4.125%
HK$91,531
baseline
▲ 0.50% · 4.625%
HK$96,356
+HK$4,825/mo
Deposit HK$1.90M · loan HK$17.12M · min. income ≈ HK$183,062/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$713,178 · Scale 2, in force from 26 Feb 2026)