LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,368
−HK$2,720/mo
▼ 0.25% · 3.875%
HK$44,717
−HK$1,371/mo
Today · 4.125%
HK$46,088
baseline
▲ 0.50% · 4.625%
HK$48,892
+HK$2,804/mo
Deposit HK$9.51M · loan HK$9.51M · min. income ≈ HK$92,176/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$713,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,247
−HK$2,607/mo
▼ 0.25% · 3.875%
HK$49,541
−HK$1,313/mo
Today · 4.125%
HK$50,854
baseline
▲ 0.50% · 4.625%
HK$53,534
+HK$2,680/mo
Deposit HK$9.51M · loan HK$9.51M · min. income ≈ HK$101,708/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$713,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,042
−HK$3,264/mo
▼ 0.25% · 3.875%
HK$53,661
−HK$1,645/mo
Today · 4.125%
HK$55,306
baseline
▲ 0.50% · 4.625%
HK$58,671
+HK$3,365/mo
Deposit HK$7.61M · loan HK$11.41M · min. income ≈ HK$110,612/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$713,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,896
−HK$3,128/mo
▼ 0.25% · 3.875%
HK$59,449
−HK$1,575/mo
Today · 4.125%
HK$61,024
baseline
▲ 0.50% · 4.625%
HK$64,241
+HK$3,217/mo
Deposit HK$7.61M · loan HK$11.41M · min. income ≈ HK$122,048/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$713,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,716
−HK$3,807/mo
▼ 0.25% · 3.875%
HK$62,604
−HK$1,919/mo
Today · 4.125%
HK$64,523
baseline
▲ 0.50% · 4.625%
HK$68,449
+HK$3,926/mo
Deposit HK$5.71M · loan HK$13.31M · min. income ≈ HK$129,046/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,546
−HK$3,649/mo
▼ 0.25% · 3.875%
HK$69,357
−HK$1,838/mo
Today · 4.125%
HK$71,195
baseline
▲ 0.50% · 4.625%
HK$74,948
+HK$3,753/mo
Deposit HK$5.71M · loan HK$13.31M · min. income ≈ HK$142,390/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,063
−HK$4,896/mo
▼ 0.25% · 3.875%
HK$80,491
−HK$2,468/mo
Today · 4.125%
HK$82,959
baseline
▲ 0.50% · 4.625%
HK$88,006
+HK$5,047/mo
Deposit HK$1.90M · loan HK$17.12M · min. income ≈ HK$165,918/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$713,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,845
−HK$4,692/mo
▼ 0.25% · 3.875%
HK$89,174
−HK$2,363/mo
Today · 4.125%
HK$91,537
baseline
▲ 0.50% · 4.625%
HK$96,362
+HK$4,825/mo
Deposit HK$1.90M · loan HK$17.12M · min. income ≈ HK$183,074/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$713,218 · Scale 2, in force from 26 Feb 2026)