LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,371
−HK$2,720/mo
▼ 0.25% · 3.875%
HK$44,720
−HK$1,371/mo
Today · 4.125%
HK$46,091
baseline
▲ 0.50% · 4.625%
HK$48,895
+HK$2,804/mo
Deposit HK$9.51M · loan HK$9.51M · min. income ≈ HK$92,182/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$713,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,250
−HK$2,606/mo
▼ 0.25% · 3.875%
HK$49,544
−HK$1,312/mo
Today · 4.125%
HK$50,856
baseline
▲ 0.50% · 4.625%
HK$53,537
+HK$2,681/mo
Deposit HK$9.51M · loan HK$9.51M · min. income ≈ HK$101,712/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$713,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,045
−HK$3,264/mo
▼ 0.25% · 3.875%
HK$53,664
−HK$1,645/mo
Today · 4.125%
HK$55,309
baseline
▲ 0.50% · 4.625%
HK$58,674
+HK$3,365/mo
Deposit HK$7.61M · loan HK$11.41M · min. income ≈ HK$110,618/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$713,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,900
−HK$3,128/mo
▼ 0.25% · 3.875%
HK$59,452
−HK$1,576/mo
Today · 4.125%
HK$61,028
baseline
▲ 0.50% · 4.625%
HK$64,244
+HK$3,216/mo
Deposit HK$7.61M · loan HK$11.41M · min. income ≈ HK$122,056/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$713,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,719
−HK$3,808/mo
▼ 0.25% · 3.875%
HK$62,608
−HK$1,919/mo
Today · 4.125%
HK$64,527
baseline
▲ 0.50% · 4.625%
HK$68,453
+HK$3,926/mo
Deposit HK$5.71M · loan HK$13.31M · min. income ≈ HK$129,054/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,549
−HK$3,650/mo
▼ 0.25% · 3.875%
HK$69,361
−HK$1,838/mo
Today · 4.125%
HK$71,199
baseline
▲ 0.50% · 4.625%
HK$74,952
+HK$3,753/mo
Deposit HK$5.71M · loan HK$13.31M · min. income ≈ HK$142,398/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,067
−HK$4,896/mo
▼ 0.25% · 3.875%
HK$80,496
−HK$2,467/mo
Today · 4.125%
HK$82,963
baseline
▲ 0.50% · 4.625%
HK$88,011
+HK$5,048/mo
Deposit HK$1.90M · loan HK$17.12M · min. income ≈ HK$165,926/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$713,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,849
−HK$4,692/mo
▼ 0.25% · 3.875%
HK$89,179
−HK$2,362/mo
Today · 4.125%
HK$91,541
baseline
▲ 0.50% · 4.625%
HK$96,367
+HK$4,826/mo
Deposit HK$1.90M · loan HK$17.12M · min. income ≈ HK$183,082/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$713,256 · Scale 2, in force from 26 Feb 2026)