LTV · monthly repayment
▼ 0.50% · 3.625%
HK$433,713
−HK$27,198/mo
▼ 0.25% · 3.875%
HK$447,204
−HK$13,707/mo
Today · 4.125%
HK$460,911
baseline
▲ 0.50% · 4.625%
HK$488,956
+HK$28,045/mo
Deposit HK$95.10M · loan HK$95.10M · min. income ≈ HK$921,822/mo (50% DSR)
Upfront cash ≈ HK$107.47M (deposit + AVD stamp duty HK$12,363,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$482,502
−HK$26,068/mo
▼ 0.25% · 3.875%
HK$495,442
−HK$13,128/mo
Today · 4.125%
HK$508,570
baseline
▲ 0.50% · 4.625%
HK$535,377
+HK$26,807/mo
Deposit HK$95.10M · loan HK$95.10M · min. income ≈ HK$1,017,140/mo (50% DSR)
Upfront cash ≈ HK$107.47M (deposit + AVD stamp duty HK$12,363,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$520,456
−HK$32,637/mo
▼ 0.25% · 3.875%
HK$536,645
−HK$16,448/mo
Today · 4.125%
HK$553,093
baseline
▲ 0.50% · 4.625%
HK$586,748
+HK$33,655/mo
Deposit HK$76.08M · loan HK$114.12M · min. income ≈ HK$1,106,186/mo (50% DSR)
Upfront cash ≈ HK$88.44M (deposit + AVD stamp duty HK$12,363,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$579,002
−HK$31,282/mo
▼ 0.25% · 3.875%
HK$594,531
−HK$15,753/mo
Today · 4.125%
HK$610,284
baseline
▲ 0.50% · 4.625%
HK$642,453
+HK$32,169/mo
Deposit HK$76.08M · loan HK$114.12M · min. income ≈ HK$1,220,568/mo (50% DSR)
Upfront cash ≈ HK$88.44M (deposit + AVD stamp duty HK$12,363,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$607,199
−HK$38,076/mo
▼ 0.25% · 3.875%
HK$626,086
−HK$19,189/mo
Today · 4.125%
HK$645,275
baseline
▲ 0.50% · 4.625%
HK$684,539
+HK$39,264/mo
Deposit HK$57.06M · loan HK$133.14M · min. income ≈ HK$1,290,550/mo (50% DSR)
Upfront cash ≈ HK$69.42M (deposit + AVD stamp duty HK$12,363,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$675,502
−HK$36,496/mo
▼ 0.25% · 3.875%
HK$693,619
−HK$18,379/mo
Today · 4.125%
HK$711,998
baseline
▲ 0.50% · 4.625%
HK$749,528
+HK$37,530/mo
Deposit HK$57.06M · loan HK$133.14M · min. income ≈ HK$1,423,996/mo (50% DSR)
Upfront cash ≈ HK$69.42M (deposit + AVD stamp duty HK$12,363,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$780,684
−HK$48,956/mo
▼ 0.25% · 3.875%
HK$804,968
−HK$24,672/mo
Today · 4.125%
HK$829,640
baseline
▲ 0.50% · 4.625%
HK$880,121
+HK$50,481/mo
Deposit HK$19.02M · loan HK$171.18M · min. income ≈ HK$1,659,280/mo (50% DSR)
Upfront cash ≈ HK$31.38M (deposit + AVD stamp duty HK$12,363,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$868,503
−HK$46,923/mo
▼ 0.25% · 3.875%
HK$891,796
−HK$23,630/mo
Today · 4.125%
HK$915,426
baseline
▲ 0.50% · 4.625%
HK$963,679
+HK$48,253/mo
Deposit HK$19.02M · loan HK$171.18M · min. income ≈ HK$1,830,852/mo (50% DSR)
Upfront cash ≈ HK$31.38M (deposit + AVD stamp duty HK$12,363,245 · Scale 2, in force from 26 Feb 2026)