LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,372
−HK$2,720/mo
▼ 0.25% · 3.875%
HK$44,721
−HK$1,371/mo
Today · 4.125%
HK$46,092
baseline
▲ 0.50% · 4.625%
HK$48,897
+HK$2,805/mo
Deposit HK$9.51M · loan HK$9.51M · min. income ≈ HK$92,184/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$713,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,251
−HK$2,607/mo
▼ 0.25% · 3.875%
HK$49,545
−HK$1,313/mo
Today · 4.125%
HK$50,858
baseline
▲ 0.50% · 4.625%
HK$53,539
+HK$2,681/mo
Deposit HK$9.51M · loan HK$9.51M · min. income ≈ HK$101,716/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$713,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,047
−HK$3,263/mo
▼ 0.25% · 3.875%
HK$53,666
−HK$1,644/mo
Today · 4.125%
HK$55,310
baseline
▲ 0.50% · 4.625%
HK$58,676
+HK$3,366/mo
Deposit HK$7.61M · loan HK$11.41M · min. income ≈ HK$110,620/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$713,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,901
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$59,454
−HK$1,576/mo
Today · 4.125%
HK$61,030
baseline
▲ 0.50% · 4.625%
HK$64,247
+HK$3,217/mo
Deposit HK$7.61M · loan HK$11.41M · min. income ≈ HK$122,060/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$713,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,721
−HK$3,808/mo
▼ 0.25% · 3.875%
HK$62,610
−HK$1,919/mo
Today · 4.125%
HK$64,529
baseline
▲ 0.50% · 4.625%
HK$68,455
+HK$3,926/mo
Deposit HK$5.71M · loan HK$13.31M · min. income ≈ HK$129,058/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,552
−HK$3,649/mo
▼ 0.25% · 3.875%
HK$69,363
−HK$1,838/mo
Today · 4.125%
HK$71,201
baseline
▲ 0.50% · 4.625%
HK$74,954
+HK$3,753/mo
Deposit HK$5.71M · loan HK$13.31M · min. income ≈ HK$142,402/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,070
−HK$4,896/mo
▼ 0.25% · 3.875%
HK$80,498
−HK$2,468/mo
Today · 4.125%
HK$82,966
baseline
▲ 0.50% · 4.625%
HK$88,014
+HK$5,048/mo
Deposit HK$1.90M · loan HK$17.12M · min. income ≈ HK$165,932/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$713,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,852
−HK$4,692/mo
▼ 0.25% · 3.875%
HK$89,181
−HK$2,363/mo
Today · 4.125%
HK$91,544
baseline
▲ 0.50% · 4.625%
HK$96,370
+HK$4,826/mo
Deposit HK$1.90M · loan HK$17.12M · min. income ≈ HK$183,088/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$713,279 · Scale 2, in force from 26 Feb 2026)