LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,374
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$44,723
−HK$1,370/mo
Today · 4.125%
HK$46,093
baseline
▲ 0.50% · 4.625%
HK$48,898
+HK$2,805/mo
Deposit HK$9.51M · loan HK$9.51M · min. income ≈ HK$92,186/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$713,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,253
−HK$2,607/mo
▼ 0.25% · 3.875%
HK$49,547
−HK$1,313/mo
Today · 4.125%
HK$50,860
baseline
▲ 0.50% · 4.625%
HK$53,540
+HK$2,680/mo
Deposit HK$9.51M · loan HK$9.51M · min. income ≈ HK$101,720/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$713,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,048
−HK$3,264/mo
▼ 0.25% · 3.875%
HK$53,667
−HK$1,645/mo
Today · 4.125%
HK$55,312
baseline
▲ 0.50% · 4.625%
HK$58,678
+HK$3,366/mo
Deposit HK$7.61M · loan HK$11.41M · min. income ≈ HK$110,624/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$713,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,903
−HK$3,128/mo
▼ 0.25% · 3.875%
HK$59,456
−HK$1,575/mo
Today · 4.125%
HK$61,031
baseline
▲ 0.50% · 4.625%
HK$64,249
+HK$3,218/mo
Deposit HK$7.61M · loan HK$11.41M · min. income ≈ HK$122,062/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$713,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,723
−HK$3,808/mo
▼ 0.25% · 3.875%
HK$62,612
−HK$1,919/mo
Today · 4.125%
HK$64,531
baseline
▲ 0.50% · 4.625%
HK$68,457
+HK$3,926/mo
Deposit HK$5.71M · loan HK$13.31M · min. income ≈ HK$129,062/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,554
−HK$3,649/mo
▼ 0.25% · 3.875%
HK$69,365
−HK$1,838/mo
Today · 4.125%
HK$71,203
baseline
▲ 0.50% · 4.625%
HK$74,957
+HK$3,754/mo
Deposit HK$5.71M · loan HK$13.31M · min. income ≈ HK$142,406/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,072
−HK$4,896/mo
▼ 0.25% · 3.875%
HK$80,501
−HK$2,467/mo
Today · 4.125%
HK$82,968
baseline
▲ 0.50% · 4.625%
HK$88,017
+HK$5,049/mo
Deposit HK$1.90M · loan HK$17.12M · min. income ≈ HK$165,936/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$713,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,855
−HK$4,692/mo
▼ 0.25% · 3.875%
HK$89,184
−HK$2,363/mo
Today · 4.125%
HK$91,547
baseline
▲ 0.50% · 4.625%
HK$96,373
+HK$4,826/mo
Deposit HK$1.90M · loan HK$17.12M · min. income ≈ HK$183,094/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$713,301 · Scale 2, in force from 26 Feb 2026)