LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,375
−HK$2,720/mo
▼ 0.25% · 3.875%
HK$44,724
−HK$1,371/mo
Today · 4.125%
HK$46,095
baseline
▲ 0.50% · 4.625%
HK$48,899
+HK$2,804/mo
Deposit HK$9.51M · loan HK$9.51M · min. income ≈ HK$92,190/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$713,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,254
−HK$2,607/mo
▼ 0.25% · 3.875%
HK$49,548
−HK$1,313/mo
Today · 4.125%
HK$50,861
baseline
▲ 0.50% · 4.625%
HK$53,542
+HK$2,681/mo
Deposit HK$9.51M · loan HK$9.51M · min. income ≈ HK$101,722/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$713,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,050
−HK$3,264/mo
▼ 0.25% · 3.875%
HK$53,669
−HK$1,645/mo
Today · 4.125%
HK$55,314
baseline
▲ 0.50% · 4.625%
HK$58,679
+HK$3,365/mo
Deposit HK$7.61M · loan HK$11.41M · min. income ≈ HK$110,628/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$713,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,905
−HK$3,128/mo
▼ 0.25% · 3.875%
HK$59,458
−HK$1,575/mo
Today · 4.125%
HK$61,033
baseline
▲ 0.50% · 4.625%
HK$64,250
+HK$3,217/mo
Deposit HK$7.61M · loan HK$11.41M · min. income ≈ HK$122,066/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$713,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,725
−HK$3,808/mo
▼ 0.25% · 3.875%
HK$62,614
−HK$1,919/mo
Today · 4.125%
HK$64,533
baseline
▲ 0.50% · 4.625%
HK$68,459
+HK$3,926/mo
Deposit HK$5.71M · loan HK$13.32M · min. income ≈ HK$129,066/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,556
−HK$3,649/mo
▼ 0.25% · 3.875%
HK$69,367
−HK$1,838/mo
Today · 4.125%
HK$71,205
baseline
▲ 0.50% · 4.625%
HK$74,959
+HK$3,754/mo
Deposit HK$5.71M · loan HK$13.32M · min. income ≈ HK$142,410/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,075
−HK$4,896/mo
▼ 0.25% · 3.875%
HK$80,503
−HK$2,468/mo
Today · 4.125%
HK$82,971
baseline
▲ 0.50% · 4.625%
HK$88,019
+HK$5,048/mo
Deposit HK$1.90M · loan HK$17.12M · min. income ≈ HK$165,942/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$713,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,857
−HK$4,693/mo
▼ 0.25% · 3.875%
HK$89,187
−HK$2,363/mo
Today · 4.125%
HK$91,550
baseline
▲ 0.50% · 4.625%
HK$96,376
+HK$4,826/mo
Deposit HK$1.90M · loan HK$17.12M · min. income ≈ HK$183,100/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$713,321 · Scale 2, in force from 26 Feb 2026)