LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,377
−HK$2,720/mo
▼ 0.25% · 3.875%
HK$44,726
−HK$1,371/mo
Today · 4.125%
HK$46,097
baseline
▲ 0.50% · 4.625%
HK$48,902
+HK$2,805/mo
Deposit HK$9.51M · loan HK$9.51M · min. income ≈ HK$92,194/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$713,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,256
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$49,551
−HK$1,313/mo
Today · 4.125%
HK$50,864
baseline
▲ 0.50% · 4.625%
HK$53,545
+HK$2,681/mo
Deposit HK$9.51M · loan HK$9.51M · min. income ≈ HK$101,728/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$713,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,052
−HK$3,265/mo
▼ 0.25% · 3.875%
HK$53,672
−HK$1,645/mo
Today · 4.125%
HK$55,317
baseline
▲ 0.50% · 4.625%
HK$58,682
+HK$3,365/mo
Deposit HK$7.61M · loan HK$11.41M · min. income ≈ HK$110,634/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$713,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,908
−HK$3,128/mo
▼ 0.25% · 3.875%
HK$59,461
−HK$1,575/mo
Today · 4.125%
HK$61,036
baseline
▲ 0.50% · 4.625%
HK$64,254
+HK$3,218/mo
Deposit HK$7.61M · loan HK$11.41M · min. income ≈ HK$122,072/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$713,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,728
−HK$3,808/mo
▼ 0.25% · 3.875%
HK$62,617
−HK$1,919/mo
Today · 4.125%
HK$64,536
baseline
▲ 0.50% · 4.625%
HK$68,463
+HK$3,927/mo
Deposit HK$5.71M · loan HK$13.32M · min. income ≈ HK$129,072/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,559
−HK$3,650/mo
▼ 0.25% · 3.875%
HK$69,371
−HK$1,838/mo
Today · 4.125%
HK$71,209
baseline
▲ 0.50% · 4.625%
HK$74,963
+HK$3,754/mo
Deposit HK$5.71M · loan HK$13.32M · min. income ≈ HK$142,418/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,079
−HK$4,896/mo
▼ 0.25% · 3.875%
HK$80,507
−HK$2,468/mo
Today · 4.125%
HK$82,975
baseline
▲ 0.50% · 4.625%
HK$88,024
+HK$5,049/mo
Deposit HK$1.90M · loan HK$17.12M · min. income ≈ HK$165,950/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$713,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,862
−HK$4,693/mo
▼ 0.25% · 3.875%
HK$89,191
−HK$2,364/mo
Today · 4.125%
HK$91,555
baseline
▲ 0.50% · 4.625%
HK$96,380
+HK$4,825/mo
Deposit HK$1.90M · loan HK$17.12M · min. income ≈ HK$183,110/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$713,358 · Scale 2, in force from 26 Feb 2026)