LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,379
−HK$2,720/mo
▼ 0.25% · 3.875%
HK$44,728
−HK$1,371/mo
Today · 4.125%
HK$46,099
baseline
▲ 0.50% · 4.625%
HK$48,904
+HK$2,805/mo
Deposit HK$9.51M · loan HK$9.51M · min. income ≈ HK$92,198/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$713,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,259
−HK$2,607/mo
▼ 0.25% · 3.875%
HK$49,553
−HK$1,313/mo
Today · 4.125%
HK$50,866
baseline
▲ 0.50% · 4.625%
HK$53,547
+HK$2,681/mo
Deposit HK$9.51M · loan HK$9.51M · min. income ≈ HK$101,732/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$713,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,055
−HK$3,264/mo
▼ 0.25% · 3.875%
HK$53,674
−HK$1,645/mo
Today · 4.125%
HK$55,319
baseline
▲ 0.50% · 4.625%
HK$58,685
+HK$3,366/mo
Deposit HK$7.61M · loan HK$11.41M · min. income ≈ HK$110,638/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$713,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,910
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$59,463
−HK$1,576/mo
Today · 4.125%
HK$61,039
baseline
▲ 0.50% · 4.625%
HK$64,256
+HK$3,217/mo
Deposit HK$7.61M · loan HK$11.41M · min. income ≈ HK$122,078/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$713,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,730
−HK$3,809/mo
▼ 0.25% · 3.875%
HK$62,619
−HK$1,920/mo
Today · 4.125%
HK$64,539
baseline
▲ 0.50% · 4.625%
HK$68,466
+HK$3,927/mo
Deposit HK$5.71M · loan HK$13.32M · min. income ≈ HK$129,078/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,562
−HK$3,650/mo
▼ 0.25% · 3.875%
HK$69,374
−HK$1,838/mo
Today · 4.125%
HK$71,212
baseline
▲ 0.50% · 4.625%
HK$74,966
+HK$3,754/mo
Deposit HK$5.71M · loan HK$13.32M · min. income ≈ HK$142,424/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,082
−HK$4,896/mo
▼ 0.25% · 3.875%
HK$80,511
−HK$2,467/mo
Today · 4.125%
HK$82,978
baseline
▲ 0.50% · 4.625%
HK$88,027
+HK$5,049/mo
Deposit HK$1.90M · loan HK$17.12M · min. income ≈ HK$165,956/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$713,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,865
−HK$4,693/mo
▼ 0.25% · 3.875%
HK$89,195
−HK$2,363/mo
Today · 4.125%
HK$91,558
baseline
▲ 0.50% · 4.625%
HK$96,385
+HK$4,827/mo
Deposit HK$1.90M · loan HK$17.12M · min. income ≈ HK$183,116/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$713,389 · Scale 2, in force from 26 Feb 2026)