LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,380
−HK$2,721/mo
▼ 0.25% · 3.875%
HK$44,730
−HK$1,371/mo
Today · 4.125%
HK$46,101
baseline
▲ 0.50% · 4.625%
HK$48,906
+HK$2,805/mo
Deposit HK$9.51M · loan HK$9.51M · min. income ≈ HK$92,202/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$713,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,260
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$49,555
−HK$1,313/mo
Today · 4.125%
HK$50,868
baseline
▲ 0.50% · 4.625%
HK$53,549
+HK$2,681/mo
Deposit HK$9.51M · loan HK$9.51M · min. income ≈ HK$101,736/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$713,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,057
−HK$3,264/mo
▼ 0.25% · 3.875%
HK$53,676
−HK$1,645/mo
Today · 4.125%
HK$55,321
baseline
▲ 0.50% · 4.625%
HK$58,687
+HK$3,366/mo
Deposit HK$7.61M · loan HK$11.41M · min. income ≈ HK$110,642/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$713,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,912
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$59,466
−HK$1,575/mo
Today · 4.125%
HK$61,041
baseline
▲ 0.50% · 4.625%
HK$64,259
+HK$3,218/mo
Deposit HK$7.61M · loan HK$11.41M · min. income ≈ HK$122,082/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$713,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,733
−HK$3,808/mo
▼ 0.25% · 3.875%
HK$62,622
−HK$1,919/mo
Today · 4.125%
HK$64,541
baseline
▲ 0.50% · 4.625%
HK$68,468
+HK$3,927/mo
Deposit HK$5.71M · loan HK$13.32M · min. income ≈ HK$129,082/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,564
−HK$3,651/mo
▼ 0.25% · 3.875%
HK$69,377
−HK$1,838/mo
Today · 4.125%
HK$71,215
baseline
▲ 0.50% · 4.625%
HK$74,969
+HK$3,754/mo
Deposit HK$5.71M · loan HK$13.32M · min. income ≈ HK$142,430/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,085
−HK$4,896/mo
▼ 0.25% · 3.875%
HK$80,514
−HK$2,467/mo
Today · 4.125%
HK$82,981
baseline
▲ 0.50% · 4.625%
HK$88,031
+HK$5,050/mo
Deposit HK$1.90M · loan HK$17.12M · min. income ≈ HK$165,962/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$713,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,869
−HK$4,693/mo
▼ 0.25% · 3.875%
HK$89,198
−HK$2,364/mo
Today · 4.125%
HK$91,562
baseline
▲ 0.50% · 4.625%
HK$96,388
+HK$4,826/mo
Deposit HK$1.90M · loan HK$17.12M · min. income ≈ HK$183,124/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$713,415 · Scale 2, in force from 26 Feb 2026)