LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,384
−HK$2,721/mo
▼ 0.25% · 3.875%
HK$44,734
−HK$1,371/mo
Today · 4.125%
HK$46,105
baseline
▲ 0.50% · 4.625%
HK$48,910
+HK$2,805/mo
Deposit HK$9.51M · loan HK$9.51M · min. income ≈ HK$92,210/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$713,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,265
−HK$2,607/mo
▼ 0.25% · 3.875%
HK$49,559
−HK$1,313/mo
Today · 4.125%
HK$50,872
baseline
▲ 0.50% · 4.625%
HK$53,554
+HK$2,682/mo
Deposit HK$9.51M · loan HK$9.51M · min. income ≈ HK$101,744/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$713,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,061
−HK$3,265/mo
▼ 0.25% · 3.875%
HK$53,681
−HK$1,645/mo
Today · 4.125%
HK$55,326
baseline
▲ 0.50% · 4.625%
HK$58,692
+HK$3,366/mo
Deposit HK$7.61M · loan HK$11.42M · min. income ≈ HK$110,652/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$713,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,917
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$59,471
−HK$1,576/mo
Today · 4.125%
HK$61,047
baseline
▲ 0.50% · 4.625%
HK$64,264
+HK$3,217/mo
Deposit HK$7.61M · loan HK$11.42M · min. income ≈ HK$122,094/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$713,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,738
−HK$3,809/mo
▼ 0.25% · 3.875%
HK$62,627
−HK$1,920/mo
Today · 4.125%
HK$64,547
baseline
▲ 0.50% · 4.625%
HK$68,474
+HK$3,927/mo
Deposit HK$5.71M · loan HK$13.32M · min. income ≈ HK$129,094/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,570
−HK$3,651/mo
▼ 0.25% · 3.875%
HK$69,383
−HK$1,838/mo
Today · 4.125%
HK$71,221
baseline
▲ 0.50% · 4.625%
HK$74,975
+HK$3,754/mo
Deposit HK$5.71M · loan HK$13.32M · min. income ≈ HK$142,442/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,092
−HK$4,897/mo
▼ 0.25% · 3.875%
HK$80,521
−HK$2,468/mo
Today · 4.125%
HK$82,989
baseline
▲ 0.50% · 4.625%
HK$88,038
+HK$5,049/mo
Deposit HK$1.90M · loan HK$17.12M · min. income ≈ HK$165,978/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$713,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,876
−HK$4,694/mo
▼ 0.25% · 3.875%
HK$89,206
−HK$2,364/mo
Today · 4.125%
HK$91,570
baseline
▲ 0.50% · 4.625%
HK$96,397
+HK$4,827/mo
Deposit HK$1.90M · loan HK$17.12M · min. income ≈ HK$183,140/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$713,477 · Scale 2, in force from 26 Feb 2026)