LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,386
−HK$2,721/mo
▼ 0.25% · 3.875%
HK$44,736
−HK$1,371/mo
Today · 4.125%
HK$46,107
baseline
▲ 0.50% · 4.625%
HK$48,912
+HK$2,805/mo
Deposit HK$9.51M · loan HK$9.51M · min. income ≈ HK$92,214/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$713,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,267
−HK$2,607/mo
▼ 0.25% · 3.875%
HK$49,561
−HK$1,313/mo
Today · 4.125%
HK$50,874
baseline
▲ 0.50% · 4.625%
HK$53,556
+HK$2,682/mo
Deposit HK$9.51M · loan HK$9.51M · min. income ≈ HK$101,748/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$713,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,063
−HK$3,265/mo
▼ 0.25% · 3.875%
HK$53,683
−HK$1,645/mo
Today · 4.125%
HK$55,328
baseline
▲ 0.50% · 4.625%
HK$58,695
+HK$3,367/mo
Deposit HK$7.61M · loan HK$11.42M · min. income ≈ HK$110,656/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$713,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,920
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$59,473
−HK$1,576/mo
Today · 4.125%
HK$61,049
baseline
▲ 0.50% · 4.625%
HK$64,267
+HK$3,218/mo
Deposit HK$7.61M · loan HK$11.42M · min. income ≈ HK$122,098/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$713,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,741
−HK$3,808/mo
▼ 0.25% · 3.875%
HK$62,630
−HK$1,919/mo
Today · 4.125%
HK$64,549
baseline
▲ 0.50% · 4.625%
HK$68,477
+HK$3,928/mo
Deposit HK$5.71M · loan HK$13.32M · min. income ≈ HK$129,098/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,573
−HK$3,651/mo
▼ 0.25% · 3.875%
HK$69,386
−HK$1,838/mo
Today · 4.125%
HK$71,224
baseline
▲ 0.50% · 4.625%
HK$74,978
+HK$3,754/mo
Deposit HK$5.71M · loan HK$13.32M · min. income ≈ HK$142,448/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,095
−HK$4,897/mo
▼ 0.25% · 3.875%
HK$80,524
−HK$2,468/mo
Today · 4.125%
HK$82,992
baseline
▲ 0.50% · 4.625%
HK$88,042
+HK$5,050/mo
Deposit HK$1.90M · loan HK$17.12M · min. income ≈ HK$165,984/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$713,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,880
−HK$4,694/mo
▼ 0.25% · 3.875%
HK$89,210
−HK$2,364/mo
Today · 4.125%
HK$91,574
baseline
▲ 0.50% · 4.625%
HK$96,401
+HK$4,827/mo
Deposit HK$1.90M · loan HK$17.12M · min. income ≈ HK$183,148/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$713,507 · Scale 2, in force from 26 Feb 2026)