LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,387
−HK$2,721/mo
▼ 0.25% · 3.875%
HK$44,737
−HK$1,371/mo
Today · 4.125%
HK$46,108
baseline
▲ 0.50% · 4.625%
HK$48,914
+HK$2,806/mo
Deposit HK$9.51M · loan HK$9.51M · min. income ≈ HK$92,216/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$713,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,268
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$49,563
−HK$1,313/mo
Today · 4.125%
HK$50,876
baseline
▲ 0.50% · 4.625%
HK$53,558
+HK$2,682/mo
Deposit HK$9.51M · loan HK$9.51M · min. income ≈ HK$101,752/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$713,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,065
−HK$3,265/mo
▼ 0.25% · 3.875%
HK$53,684
−HK$1,646/mo
Today · 4.125%
HK$55,330
baseline
▲ 0.50% · 4.625%
HK$58,696
+HK$3,366/mo
Deposit HK$7.61M · loan HK$11.42M · min. income ≈ HK$110,660/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$713,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,922
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$59,475
−HK$1,576/mo
Today · 4.125%
HK$61,051
baseline
▲ 0.50% · 4.625%
HK$64,269
+HK$3,218/mo
Deposit HK$7.61M · loan HK$11.42M · min. income ≈ HK$122,102/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$713,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,742
−HK$3,809/mo
▼ 0.25% · 3.875%
HK$62,632
−HK$1,919/mo
Today · 4.125%
HK$64,551
baseline
▲ 0.50% · 4.625%
HK$68,479
+HK$3,928/mo
Deposit HK$5.71M · loan HK$13.32M · min. income ≈ HK$129,102/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,575
−HK$3,651/mo
▼ 0.25% · 3.875%
HK$69,388
−HK$1,838/mo
Today · 4.125%
HK$71,226
baseline
▲ 0.50% · 4.625%
HK$74,981
+HK$3,755/mo
Deposit HK$5.71M · loan HK$13.32M · min. income ≈ HK$142,452/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,097
−HK$4,898/mo
▼ 0.25% · 3.875%
HK$80,527
−HK$2,468/mo
Today · 4.125%
HK$82,995
baseline
▲ 0.50% · 4.625%
HK$88,045
+HK$5,050/mo
Deposit HK$1.90M · loan HK$17.12M · min. income ≈ HK$165,990/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$713,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,882
−HK$4,694/mo
▼ 0.25% · 3.875%
HK$89,213
−HK$2,363/mo
Today · 4.125%
HK$91,576
baseline
▲ 0.50% · 4.625%
HK$96,404
+HK$4,828/mo
Deposit HK$1.90M · loan HK$17.12M · min. income ≈ HK$183,152/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$713,528 · Scale 2, in force from 26 Feb 2026)