LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,388
−HK$2,721/mo
▼ 0.25% · 3.875%
HK$44,737
−HK$1,372/mo
Today · 4.125%
HK$46,109
baseline
▲ 0.50% · 4.625%
HK$48,914
+HK$2,805/mo
Deposit HK$9.51M · loan HK$9.51M · min. income ≈ HK$92,218/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$713,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,269
−HK$2,607/mo
▼ 0.25% · 3.875%
HK$49,563
−HK$1,313/mo
Today · 4.125%
HK$50,876
baseline
▲ 0.50% · 4.625%
HK$53,558
+HK$2,682/mo
Deposit HK$9.51M · loan HK$9.51M · min. income ≈ HK$101,752/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$713,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,065
−HK$3,265/mo
▼ 0.25% · 3.875%
HK$53,685
−HK$1,645/mo
Today · 4.125%
HK$55,330
baseline
▲ 0.50% · 4.625%
HK$58,697
+HK$3,367/mo
Deposit HK$7.61M · loan HK$11.42M · min. income ≈ HK$110,660/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$713,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,922
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$59,476
−HK$1,576/mo
Today · 4.125%
HK$61,052
baseline
▲ 0.50% · 4.625%
HK$64,270
+HK$3,218/mo
Deposit HK$7.61M · loan HK$11.42M · min. income ≈ HK$122,104/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$713,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,743
−HK$3,809/mo
▼ 0.25% · 3.875%
HK$62,632
−HK$1,920/mo
Today · 4.125%
HK$64,552
baseline
▲ 0.50% · 4.625%
HK$68,480
+HK$3,928/mo
Deposit HK$5.71M · loan HK$13.32M · min. income ≈ HK$129,104/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,576
−HK$3,651/mo
▼ 0.25% · 3.875%
HK$69,388
−HK$1,839/mo
Today · 4.125%
HK$71,227
baseline
▲ 0.50% · 4.625%
HK$74,981
+HK$3,754/mo
Deposit HK$5.71M · loan HK$13.32M · min. income ≈ HK$142,454/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,098
−HK$4,898/mo
▼ 0.25% · 3.875%
HK$80,527
−HK$2,469/mo
Today · 4.125%
HK$82,996
baseline
▲ 0.50% · 4.625%
HK$88,046
+HK$5,050/mo
Deposit HK$1.90M · loan HK$17.12M · min. income ≈ HK$165,992/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$713,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,883
−HK$4,694/mo
▼ 0.25% · 3.875%
HK$89,214
−HK$2,363/mo
Today · 4.125%
HK$91,577
baseline
▲ 0.50% · 4.625%
HK$96,405
+HK$4,828/mo
Deposit HK$1.90M · loan HK$17.12M · min. income ≈ HK$183,154/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$713,536 · Scale 2, in force from 26 Feb 2026)