LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,388
−HK$2,721/mo
▼ 0.25% · 3.875%
HK$44,738
−HK$1,371/mo
Today · 4.125%
HK$46,109
baseline
▲ 0.50% · 4.625%
HK$48,915
+HK$2,806/mo
Deposit HK$9.51M · loan HK$9.51M · min. income ≈ HK$92,218/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$713,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,269
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$49,564
−HK$1,313/mo
Today · 4.125%
HK$50,877
baseline
▲ 0.50% · 4.625%
HK$53,559
+HK$2,682/mo
Deposit HK$9.51M · loan HK$9.51M · min. income ≈ HK$101,754/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$713,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,066
−HK$3,265/mo
▼ 0.25% · 3.875%
HK$53,685
−HK$1,646/mo
Today · 4.125%
HK$55,331
baseline
▲ 0.50% · 4.625%
HK$58,698
+HK$3,367/mo
Deposit HK$7.61M · loan HK$11.42M · min. income ≈ HK$110,662/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$713,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,923
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$59,476
−HK$1,576/mo
Today · 4.125%
HK$61,052
baseline
▲ 0.50% · 4.625%
HK$64,270
+HK$3,218/mo
Deposit HK$7.61M · loan HK$11.42M · min. income ≈ HK$122,104/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$713,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,744
−HK$3,809/mo
▼ 0.25% · 3.875%
HK$62,633
−HK$1,920/mo
Today · 4.125%
HK$64,553
baseline
▲ 0.50% · 4.625%
HK$68,481
+HK$3,928/mo
Deposit HK$5.71M · loan HK$13.32M · min. income ≈ HK$129,106/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,577
−HK$3,651/mo
▼ 0.25% · 3.875%
HK$69,389
−HK$1,839/mo
Today · 4.125%
HK$71,228
baseline
▲ 0.50% · 4.625%
HK$74,982
+HK$3,754/mo
Deposit HK$5.71M · loan HK$13.32M · min. income ≈ HK$142,456/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,099
−HK$4,897/mo
▼ 0.25% · 3.875%
HK$80,528
−HK$2,468/mo
Today · 4.125%
HK$82,996
baseline
▲ 0.50% · 4.625%
HK$88,047
+HK$5,051/mo
Deposit HK$1.90M · loan HK$17.13M · min. income ≈ HK$165,992/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$713,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,884
−HK$4,694/mo
▼ 0.25% · 3.875%
HK$89,214
−HK$2,364/mo
Today · 4.125%
HK$91,578
baseline
▲ 0.50% · 4.625%
HK$96,406
+HK$4,828/mo
Deposit HK$1.90M · loan HK$17.13M · min. income ≈ HK$183,156/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$713,543 · Scale 2, in force from 26 Feb 2026)