LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,390
−HK$2,720/mo
▼ 0.25% · 3.875%
HK$44,739
−HK$1,371/mo
Today · 4.125%
HK$46,110
baseline
▲ 0.50% · 4.625%
HK$48,916
+HK$2,806/mo
Deposit HK$9.51M · loan HK$9.51M · min. income ≈ HK$92,220/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$713,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,270
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$49,565
−HK$1,313/mo
Today · 4.125%
HK$50,878
baseline
▲ 0.50% · 4.625%
HK$53,560
+HK$2,682/mo
Deposit HK$9.51M · loan HK$9.51M · min. income ≈ HK$101,756/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$713,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,067
−HK$3,266/mo
▼ 0.25% · 3.875%
HK$53,687
−HK$1,646/mo
Today · 4.125%
HK$55,333
baseline
▲ 0.50% · 4.625%
HK$58,699
+HK$3,366/mo
Deposit HK$7.61M · loan HK$11.42M · min. income ≈ HK$110,666/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$713,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,925
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$59,478
−HK$1,576/mo
Today · 4.125%
HK$61,054
baseline
▲ 0.50% · 4.625%
HK$64,272
+HK$3,218/mo
Deposit HK$7.61M · loan HK$11.42M · min. income ≈ HK$122,108/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$713,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,745
−HK$3,810/mo
▼ 0.25% · 3.875%
HK$62,635
−HK$1,920/mo
Today · 4.125%
HK$64,555
baseline
▲ 0.50% · 4.625%
HK$68,483
+HK$3,928/mo
Deposit HK$5.71M · loan HK$13.32M · min. income ≈ HK$129,110/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,579
−HK$3,651/mo
▼ 0.25% · 3.875%
HK$69,391
−HK$1,839/mo
Today · 4.125%
HK$71,230
baseline
▲ 0.50% · 4.625%
HK$74,984
+HK$3,754/mo
Deposit HK$5.71M · loan HK$13.32M · min. income ≈ HK$142,460/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,101
−HK$4,898/mo
▼ 0.25% · 3.875%
HK$80,531
−HK$2,468/mo
Today · 4.125%
HK$82,999
baseline
▲ 0.50% · 4.625%
HK$88,049
+HK$5,050/mo
Deposit HK$1.90M · loan HK$17.13M · min. income ≈ HK$165,998/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$713,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,887
−HK$4,694/mo
▼ 0.25% · 3.875%
HK$89,217
−HK$2,364/mo
Today · 4.125%
HK$91,581
baseline
▲ 0.50% · 4.625%
HK$96,408
+HK$4,827/mo
Deposit HK$1.90M · loan HK$17.13M · min. income ≈ HK$183,162/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$713,564 · Scale 2, in force from 26 Feb 2026)