LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,391
−HK$2,721/mo
▼ 0.25% · 3.875%
HK$44,741
−HK$1,371/mo
Today · 4.125%
HK$46,112
baseline
▲ 0.50% · 4.625%
HK$48,918
+HK$2,806/mo
Deposit HK$9.51M · loan HK$9.51M · min. income ≈ HK$92,224/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$713,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,273
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$49,567
−HK$1,314/mo
Today · 4.125%
HK$50,881
baseline
▲ 0.50% · 4.625%
HK$53,563
+HK$2,682/mo
Deposit HK$9.51M · loan HK$9.51M · min. income ≈ HK$101,762/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$713,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,070
−HK$3,265/mo
▼ 0.25% · 3.875%
HK$53,689
−HK$1,646/mo
Today · 4.125%
HK$55,335
baseline
▲ 0.50% · 4.625%
HK$58,702
+HK$3,367/mo
Deposit HK$7.61M · loan HK$11.42M · min. income ≈ HK$110,670/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$713,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,927
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$59,481
−HK$1,576/mo
Today · 4.125%
HK$61,057
baseline
▲ 0.50% · 4.625%
HK$64,275
+HK$3,218/mo
Deposit HK$7.61M · loan HK$11.42M · min. income ≈ HK$122,114/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$713,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,748
−HK$3,809/mo
▼ 0.25% · 3.875%
HK$62,638
−HK$1,919/mo
Today · 4.125%
HK$64,557
baseline
▲ 0.50% · 4.625%
HK$68,486
+HK$3,929/mo
Deposit HK$5.71M · loan HK$13.32M · min. income ≈ HK$129,114/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,582
−HK$3,651/mo
▼ 0.25% · 3.875%
HK$69,394
−HK$1,839/mo
Today · 4.125%
HK$71,233
baseline
▲ 0.50% · 4.625%
HK$74,988
+HK$3,755/mo
Deposit HK$5.71M · loan HK$13.32M · min. income ≈ HK$142,466/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,105
−HK$4,897/mo
▼ 0.25% · 3.875%
HK$80,534
−HK$2,468/mo
Today · 4.125%
HK$83,002
baseline
▲ 0.50% · 4.625%
HK$88,053
+HK$5,051/mo
Deposit HK$1.90M · loan HK$17.13M · min. income ≈ HK$166,004/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$713,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,891
−HK$4,694/mo
▼ 0.25% · 3.875%
HK$89,221
−HK$2,364/mo
Today · 4.125%
HK$91,585
baseline
▲ 0.50% · 4.625%
HK$96,413
+HK$4,828/mo
Deposit HK$1.90M · loan HK$17.13M · min. income ≈ HK$183,170/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$713,595 · Scale 2, in force from 26 Feb 2026)