LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,392
−HK$2,721/mo
▼ 0.25% · 3.875%
HK$44,742
−HK$1,371/mo
Today · 4.125%
HK$46,113
baseline
▲ 0.50% · 4.625%
HK$48,919
+HK$2,806/mo
Deposit HK$9.51M · loan HK$9.51M · min. income ≈ HK$92,226/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$713,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,273
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$49,568
−HK$1,313/mo
Today · 4.125%
HK$50,881
baseline
▲ 0.50% · 4.625%
HK$53,563
+HK$2,682/mo
Deposit HK$9.51M · loan HK$9.51M · min. income ≈ HK$101,762/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$713,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,070
−HK$3,266/mo
▼ 0.25% · 3.875%
HK$53,690
−HK$1,646/mo
Today · 4.125%
HK$55,336
baseline
▲ 0.50% · 4.625%
HK$58,703
+HK$3,367/mo
Deposit HK$7.61M · loan HK$11.42M · min. income ≈ HK$110,672/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$713,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,928
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$59,481
−HK$1,577/mo
Today · 4.125%
HK$61,058
baseline
▲ 0.50% · 4.625%
HK$64,276
+HK$3,218/mo
Deposit HK$7.61M · loan HK$11.42M · min. income ≈ HK$122,116/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$713,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,749
−HK$3,809/mo
▼ 0.25% · 3.875%
HK$62,639
−HK$1,919/mo
Today · 4.125%
HK$64,558
baseline
▲ 0.50% · 4.625%
HK$68,487
+HK$3,929/mo
Deposit HK$5.71M · loan HK$13.32M · min. income ≈ HK$129,116/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,583
−HK$3,651/mo
▼ 0.25% · 3.875%
HK$69,395
−HK$1,839/mo
Today · 4.125%
HK$71,234
baseline
▲ 0.50% · 4.625%
HK$74,989
+HK$3,755/mo
Deposit HK$5.71M · loan HK$13.32M · min. income ≈ HK$142,468/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,106
−HK$4,898/mo
▼ 0.25% · 3.875%
HK$80,535
−HK$2,469/mo
Today · 4.125%
HK$83,004
baseline
▲ 0.50% · 4.625%
HK$88,054
+HK$5,050/mo
Deposit HK$1.90M · loan HK$17.13M · min. income ≈ HK$166,008/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$713,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,892
−HK$4,694/mo
▼ 0.25% · 3.875%
HK$89,222
−HK$2,364/mo
Today · 4.125%
HK$91,586
baseline
▲ 0.50% · 4.625%
HK$96,414
+HK$4,828/mo
Deposit HK$1.90M · loan HK$17.13M · min. income ≈ HK$183,172/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$713,606 · Scale 2, in force from 26 Feb 2026)