LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,394
−HK$2,721/mo
▼ 0.25% · 3.875%
HK$44,744
−HK$1,371/mo
Today · 4.125%
HK$46,115
baseline
▲ 0.50% · 4.625%
HK$48,921
+HK$2,806/mo
Deposit HK$9.52M · loan HK$9.52M · min. income ≈ HK$92,230/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$713,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,276
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$49,570
−HK$1,314/mo
Today · 4.125%
HK$50,884
baseline
▲ 0.50% · 4.625%
HK$53,566
+HK$2,682/mo
Deposit HK$9.52M · loan HK$9.52M · min. income ≈ HK$101,768/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$713,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,073
−HK$3,265/mo
▼ 0.25% · 3.875%
HK$53,693
−HK$1,645/mo
Today · 4.125%
HK$55,338
baseline
▲ 0.50% · 4.625%
HK$58,706
+HK$3,368/mo
Deposit HK$7.61M · loan HK$11.42M · min. income ≈ HK$110,676/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$713,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,931
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$59,484
−HK$1,577/mo
Today · 4.125%
HK$61,061
baseline
▲ 0.50% · 4.625%
HK$64,279
+HK$3,218/mo
Deposit HK$7.61M · loan HK$11.42M · min. income ≈ HK$122,122/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$713,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,752
−HK$3,810/mo
▼ 0.25% · 3.875%
HK$62,642
−HK$1,920/mo
Today · 4.125%
HK$64,562
baseline
▲ 0.50% · 4.625%
HK$68,490
+HK$3,928/mo
Deposit HK$5.71M · loan HK$13.32M · min. income ≈ HK$129,124/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,586
−HK$3,651/mo
▼ 0.25% · 3.875%
HK$69,398
−HK$1,839/mo
Today · 4.125%
HK$71,237
baseline
▲ 0.50% · 4.625%
HK$74,992
+HK$3,755/mo
Deposit HK$5.71M · loan HK$13.32M · min. income ≈ HK$142,474/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,110
−HK$4,898/mo
▼ 0.25% · 3.875%
HK$80,539
−HK$2,469/mo
Today · 4.125%
HK$83,008
baseline
▲ 0.50% · 4.625%
HK$88,059
+HK$5,051/mo
Deposit HK$1.90M · loan HK$17.13M · min. income ≈ HK$166,016/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$713,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,896
−HK$4,695/mo
▼ 0.25% · 3.875%
HK$89,227
−HK$2,364/mo
Today · 4.125%
HK$91,591
baseline
▲ 0.50% · 4.625%
HK$96,419
+HK$4,828/mo
Deposit HK$1.90M · loan HK$17.13M · min. income ≈ HK$183,182/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$713,641 · Scale 2, in force from 26 Feb 2026)