LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,395
−HK$2,721/mo
▼ 0.25% · 3.875%
HK$44,745
−HK$1,371/mo
Today · 4.125%
HK$46,116
baseline
▲ 0.50% · 4.625%
HK$48,922
+HK$2,806/mo
Deposit HK$9.52M · loan HK$9.52M · min. income ≈ HK$92,232/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$713,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,276
−HK$2,609/mo
▼ 0.25% · 3.875%
HK$49,571
−HK$1,314/mo
Today · 4.125%
HK$50,885
baseline
▲ 0.50% · 4.625%
HK$53,567
+HK$2,682/mo
Deposit HK$9.52M · loan HK$9.52M · min. income ≈ HK$101,770/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$713,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,074
−HK$3,265/mo
▼ 0.25% · 3.875%
HK$53,694
−HK$1,645/mo
Today · 4.125%
HK$55,339
baseline
▲ 0.50% · 4.625%
HK$58,707
+HK$3,368/mo
Deposit HK$7.61M · loan HK$11.42M · min. income ≈ HK$110,678/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$713,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,932
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$59,485
−HK$1,577/mo
Today · 4.125%
HK$61,062
baseline
▲ 0.50% · 4.625%
HK$64,280
+HK$3,218/mo
Deposit HK$7.61M · loan HK$11.42M · min. income ≈ HK$122,124/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$713,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,753
−HK$3,810/mo
▼ 0.25% · 3.875%
HK$62,643
−HK$1,920/mo
Today · 4.125%
HK$64,563
baseline
▲ 0.50% · 4.625%
HK$68,491
+HK$3,928/mo
Deposit HK$5.71M · loan HK$13.32M · min. income ≈ HK$129,126/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,587
−HK$3,651/mo
▼ 0.25% · 3.875%
HK$69,400
−HK$1,838/mo
Today · 4.125%
HK$71,238
baseline
▲ 0.50% · 4.625%
HK$74,993
+HK$3,755/mo
Deposit HK$5.71M · loan HK$13.32M · min. income ≈ HK$142,476/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,111
−HK$4,898/mo
▼ 0.25% · 3.875%
HK$80,540
−HK$2,469/mo
Today · 4.125%
HK$83,009
baseline
▲ 0.50% · 4.625%
HK$88,060
+HK$5,051/mo
Deposit HK$1.90M · loan HK$17.13M · min. income ≈ HK$166,018/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$713,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,897
−HK$4,695/mo
▼ 0.25% · 3.875%
HK$89,228
−HK$2,364/mo
Today · 4.125%
HK$91,592
baseline
▲ 0.50% · 4.625%
HK$96,420
+HK$4,828/mo
Deposit HK$1.90M · loan HK$17.13M · min. income ≈ HK$183,184/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$713,652 · Scale 2, in force from 26 Feb 2026)