LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,396
−HK$2,721/mo
▼ 0.25% · 3.875%
HK$44,745
−HK$1,372/mo
Today · 4.125%
HK$46,117
baseline
▲ 0.50% · 4.625%
HK$48,923
+HK$2,806/mo
Deposit HK$9.52M · loan HK$9.52M · min. income ≈ HK$92,234/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$713,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,277
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$49,572
−HK$1,313/mo
Today · 4.125%
HK$50,885
baseline
▲ 0.50% · 4.625%
HK$53,568
+HK$2,683/mo
Deposit HK$9.52M · loan HK$9.52M · min. income ≈ HK$101,770/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$713,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,075
−HK$3,265/mo
▼ 0.25% · 3.875%
HK$53,694
−HK$1,646/mo
Today · 4.125%
HK$55,340
baseline
▲ 0.50% · 4.625%
HK$58,707
+HK$3,367/mo
Deposit HK$7.61M · loan HK$11.42M · min. income ≈ HK$110,680/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$713,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,933
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$59,486
−HK$1,576/mo
Today · 4.125%
HK$61,062
baseline
▲ 0.50% · 4.625%
HK$64,281
+HK$3,219/mo
Deposit HK$7.61M · loan HK$11.42M · min. income ≈ HK$122,124/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$713,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,754
−HK$3,810/mo
▼ 0.25% · 3.875%
HK$62,644
−HK$1,920/mo
Today · 4.125%
HK$64,564
baseline
▲ 0.50% · 4.625%
HK$68,492
+HK$3,928/mo
Deposit HK$5.71M · loan HK$13.32M · min. income ≈ HK$129,128/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,588
−HK$3,651/mo
▼ 0.25% · 3.875%
HK$69,401
−HK$1,838/mo
Today · 4.125%
HK$71,239
baseline
▲ 0.50% · 4.625%
HK$74,995
+HK$3,756/mo
Deposit HK$5.71M · loan HK$13.32M · min. income ≈ HK$142,478/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,112
−HK$4,898/mo
▼ 0.25% · 3.875%
HK$80,542
−HK$2,468/mo
Today · 4.125%
HK$83,010
baseline
▲ 0.50% · 4.625%
HK$88,061
+HK$5,051/mo
Deposit HK$1.90M · loan HK$17.13M · min. income ≈ HK$166,020/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$713,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,899
−HK$4,695/mo
▼ 0.25% · 3.875%
HK$89,229
−HK$2,365/mo
Today · 4.125%
HK$91,594
baseline
▲ 0.50% · 4.625%
HK$96,422
+HK$4,828/mo
Deposit HK$1.90M · loan HK$17.13M · min. income ≈ HK$183,188/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$713,662 · Scale 2, in force from 26 Feb 2026)