LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,398
−HK$2,721/mo
▼ 0.25% · 3.875%
HK$44,748
−HK$1,371/mo
Today · 4.125%
HK$46,119
baseline
▲ 0.50% · 4.625%
HK$48,926
+HK$2,807/mo
Deposit HK$9.52M · loan HK$9.52M · min. income ≈ HK$92,238/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$713,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,280
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$49,575
−HK$1,313/mo
Today · 4.125%
HK$50,888
baseline
▲ 0.50% · 4.625%
HK$53,571
+HK$2,683/mo
Deposit HK$9.52M · loan HK$9.52M · min. income ≈ HK$101,776/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$713,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,077
−HK$3,266/mo
▼ 0.25% · 3.875%
HK$53,697
−HK$1,646/mo
Today · 4.125%
HK$55,343
baseline
▲ 0.50% · 4.625%
HK$58,711
+HK$3,368/mo
Deposit HK$7.61M · loan HK$11.42M · min. income ≈ HK$110,686/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$713,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,936
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$59,489
−HK$1,577/mo
Today · 4.125%
HK$61,066
baseline
▲ 0.50% · 4.625%
HK$64,285
+HK$3,219/mo
Deposit HK$7.61M · loan HK$11.42M · min. income ≈ HK$122,132/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$713,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,757
−HK$3,810/mo
▼ 0.25% · 3.875%
HK$62,647
−HK$1,920/mo
Today · 4.125%
HK$64,567
baseline
▲ 0.50% · 4.625%
HK$68,496
+HK$3,929/mo
Deposit HK$5.71M · loan HK$13.32M · min. income ≈ HK$129,134/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,592
−HK$3,651/mo
▼ 0.25% · 3.875%
HK$69,404
−HK$1,839/mo
Today · 4.125%
HK$71,243
baseline
▲ 0.50% · 4.625%
HK$74,999
+HK$3,756/mo
Deposit HK$5.71M · loan HK$13.32M · min. income ≈ HK$142,486/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,116
−HK$4,899/mo
▼ 0.25% · 3.875%
HK$80,546
−HK$2,469/mo
Today · 4.125%
HK$83,015
baseline
▲ 0.50% · 4.625%
HK$88,066
+HK$5,051/mo
Deposit HK$1.90M · loan HK$17.13M · min. income ≈ HK$166,030/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$713,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,904
−HK$4,695/mo
▼ 0.25% · 3.875%
HK$89,234
−HK$2,365/mo
Today · 4.125%
HK$91,599
baseline
▲ 0.50% · 4.625%
HK$96,427
+HK$4,828/mo
Deposit HK$1.90M · loan HK$17.13M · min. income ≈ HK$183,198/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$713,702 · Scale 2, in force from 26 Feb 2026)