LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,398
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$44,748
−HK$1,372/mo
Today · 4.125%
HK$46,120
baseline
▲ 0.50% · 4.625%
HK$48,926
+HK$2,806/mo
Deposit HK$9.52M · loan HK$9.52M · min. income ≈ HK$92,240/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$713,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,280
−HK$2,609/mo
▼ 0.25% · 3.875%
HK$49,575
−HK$1,314/mo
Today · 4.125%
HK$50,889
baseline
▲ 0.50% · 4.625%
HK$53,571
+HK$2,682/mo
Deposit HK$9.52M · loan HK$9.52M · min. income ≈ HK$101,778/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$713,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,078
−HK$3,266/mo
▼ 0.25% · 3.875%
HK$53,698
−HK$1,646/mo
Today · 4.125%
HK$55,344
baseline
▲ 0.50% · 4.625%
HK$58,711
+HK$3,367/mo
Deposit HK$7.61M · loan HK$11.42M · min. income ≈ HK$110,688/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$713,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,936
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$59,490
−HK$1,576/mo
Today · 4.125%
HK$61,066
baseline
▲ 0.50% · 4.625%
HK$64,285
+HK$3,219/mo
Deposit HK$7.61M · loan HK$11.42M · min. income ≈ HK$122,132/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$713,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,758
−HK$3,810/mo
▼ 0.25% · 3.875%
HK$62,647
−HK$1,921/mo
Today · 4.125%
HK$64,568
baseline
▲ 0.50% · 4.625%
HK$68,496
+HK$3,928/mo
Deposit HK$5.71M · loan HK$13.32M · min. income ≈ HK$129,136/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,592
−HK$3,652/mo
▼ 0.25% · 3.875%
HK$69,405
−HK$1,839/mo
Today · 4.125%
HK$71,244
baseline
▲ 0.50% · 4.625%
HK$74,999
+HK$3,755/mo
Deposit HK$5.71M · loan HK$13.32M · min. income ≈ HK$142,488/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,117
−HK$4,898/mo
▼ 0.25% · 3.875%
HK$80,547
−HK$2,468/mo
Today · 4.125%
HK$83,015
baseline
▲ 0.50% · 4.625%
HK$88,067
+HK$5,052/mo
Deposit HK$1.90M · loan HK$17.13M · min. income ≈ HK$166,030/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$713,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,904
−HK$4,695/mo
▼ 0.25% · 3.875%
HK$89,235
−HK$2,364/mo
Today · 4.125%
HK$91,599
baseline
▲ 0.50% · 4.625%
HK$96,428
+HK$4,829/mo
Deposit HK$1.90M · loan HK$17.13M · min. income ≈ HK$183,198/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$713,707 · Scale 2, in force from 26 Feb 2026)