LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,399
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$44,749
−HK$1,372/mo
Today · 4.125%
HK$46,121
baseline
▲ 0.50% · 4.625%
HK$48,927
+HK$2,806/mo
Deposit HK$9.52M · loan HK$9.52M · min. income ≈ HK$92,242/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$713,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,281
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$49,576
−HK$1,313/mo
Today · 4.125%
HK$50,889
baseline
▲ 0.50% · 4.625%
HK$53,572
+HK$2,683/mo
Deposit HK$9.52M · loan HK$9.52M · min. income ≈ HK$101,778/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$713,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,079
−HK$3,266/mo
▼ 0.25% · 3.875%
HK$53,699
−HK$1,646/mo
Today · 4.125%
HK$55,345
baseline
▲ 0.50% · 4.625%
HK$58,712
+HK$3,367/mo
Deposit HK$7.61M · loan HK$11.42M · min. income ≈ HK$110,690/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$713,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,937
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$59,491
−HK$1,576/mo
Today · 4.125%
HK$61,067
baseline
▲ 0.50% · 4.625%
HK$64,286
+HK$3,219/mo
Deposit HK$7.61M · loan HK$11.42M · min. income ≈ HK$122,134/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$713,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,759
−HK$3,810/mo
▼ 0.25% · 3.875%
HK$62,649
−HK$1,920/mo
Today · 4.125%
HK$64,569
baseline
▲ 0.50% · 4.625%
HK$68,498
+HK$3,929/mo
Deposit HK$5.71M · loan HK$13.32M · min. income ≈ HK$129,138/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,593
−HK$3,652/mo
▼ 0.25% · 3.875%
HK$69,406
−HK$1,839/mo
Today · 4.125%
HK$71,245
baseline
▲ 0.50% · 4.625%
HK$75,001
+HK$3,756/mo
Deposit HK$5.71M · loan HK$13.32M · min. income ≈ HK$142,490/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,118
−HK$4,899/mo
▼ 0.25% · 3.875%
HK$80,548
−HK$2,469/mo
Today · 4.125%
HK$83,017
baseline
▲ 0.50% · 4.625%
HK$88,068
+HK$5,051/mo
Deposit HK$1.90M · loan HK$17.13M · min. income ≈ HK$166,034/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$713,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,906
−HK$4,695/mo
▼ 0.25% · 3.875%
HK$89,236
−HK$2,365/mo
Today · 4.125%
HK$91,601
baseline
▲ 0.50% · 4.625%
HK$96,429
+HK$4,828/mo
Deposit HK$1.90M · loan HK$17.13M · min. income ≈ HK$183,202/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$713,720 · Scale 2, in force from 26 Feb 2026)