LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,400
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$44,750
−HK$1,372/mo
Today · 4.125%
HK$46,122
baseline
▲ 0.50% · 4.625%
HK$48,928
+HK$2,806/mo
Deposit HK$9.52M · loan HK$9.52M · min. income ≈ HK$92,244/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$713,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,282
−HK$2,609/mo
▼ 0.25% · 3.875%
HK$49,577
−HK$1,314/mo
Today · 4.125%
HK$50,891
baseline
▲ 0.50% · 4.625%
HK$53,573
+HK$2,682/mo
Deposit HK$9.52M · loan HK$9.52M · min. income ≈ HK$101,782/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$713,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,080
−HK$3,266/mo
▼ 0.25% · 3.875%
HK$53,700
−HK$1,646/mo
Today · 4.125%
HK$55,346
baseline
▲ 0.50% · 4.625%
HK$58,714
+HK$3,368/mo
Deposit HK$7.61M · loan HK$11.42M · min. income ≈ HK$110,692/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$713,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,939
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$59,493
−HK$1,576/mo
Today · 4.125%
HK$61,069
baseline
▲ 0.50% · 4.625%
HK$64,288
+HK$3,219/mo
Deposit HK$7.61M · loan HK$11.42M · min. income ≈ HK$122,138/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$713,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,760
−HK$3,810/mo
▼ 0.25% · 3.875%
HK$62,650
−HK$1,920/mo
Today · 4.125%
HK$64,570
baseline
▲ 0.50% · 4.625%
HK$68,499
+HK$3,929/mo
Deposit HK$5.71M · loan HK$13.32M · min. income ≈ HK$129,140/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,595
−HK$3,652/mo
▼ 0.25% · 3.875%
HK$69,408
−HK$1,839/mo
Today · 4.125%
HK$71,247
baseline
▲ 0.50% · 4.625%
HK$75,003
+HK$3,756/mo
Deposit HK$5.71M · loan HK$13.32M · min. income ≈ HK$142,494/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,120
−HK$4,899/mo
▼ 0.25% · 3.875%
HK$80,550
−HK$2,469/mo
Today · 4.125%
HK$83,019
baseline
▲ 0.50% · 4.625%
HK$88,071
+HK$5,052/mo
Deposit HK$1.90M · loan HK$17.13M · min. income ≈ HK$166,038/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$713,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,908
−HK$4,695/mo
▼ 0.25% · 3.875%
HK$89,239
−HK$2,364/mo
Today · 4.125%
HK$91,603
baseline
▲ 0.50% · 4.625%
HK$96,432
+HK$4,829/mo
Deposit HK$1.90M · loan HK$17.13M · min. income ≈ HK$183,206/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$713,739 · Scale 2, in force from 26 Feb 2026)