LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,401
−HK$2,721/mo
▼ 0.25% · 3.875%
HK$44,751
−HK$1,371/mo
Today · 4.125%
HK$46,122
baseline
▲ 0.50% · 4.625%
HK$48,929
+HK$2,807/mo
Deposit HK$9.52M · loan HK$9.52M · min. income ≈ HK$92,244/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$713,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,283
−HK$2,609/mo
▼ 0.25% · 3.875%
HK$49,578
−HK$1,314/mo
Today · 4.125%
HK$50,892
baseline
▲ 0.50% · 4.625%
HK$53,574
+HK$2,682/mo
Deposit HK$9.52M · loan HK$9.52M · min. income ≈ HK$101,784/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$713,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,081
−HK$3,266/mo
▼ 0.25% · 3.875%
HK$53,701
−HK$1,646/mo
Today · 4.125%
HK$55,347
baseline
▲ 0.50% · 4.625%
HK$58,715
+HK$3,368/mo
Deposit HK$7.61M · loan HK$11.42M · min. income ≈ HK$110,694/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$713,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,940
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$59,493
−HK$1,577/mo
Today · 4.125%
HK$61,070
baseline
▲ 0.50% · 4.625%
HK$64,289
+HK$3,219/mo
Deposit HK$7.61M · loan HK$11.42M · min. income ≈ HK$122,140/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$713,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,761
−HK$3,810/mo
▼ 0.25% · 3.875%
HK$62,651
−HK$1,920/mo
Today · 4.125%
HK$64,571
baseline
▲ 0.50% · 4.625%
HK$68,500
+HK$3,929/mo
Deposit HK$5.71M · loan HK$13.32M · min. income ≈ HK$129,142/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,596
−HK$3,652/mo
▼ 0.25% · 3.875%
HK$69,409
−HK$1,839/mo
Today · 4.125%
HK$71,248
baseline
▲ 0.50% · 4.625%
HK$75,004
+HK$3,756/mo
Deposit HK$5.71M · loan HK$13.32M · min. income ≈ HK$142,496/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,121
−HK$4,899/mo
▼ 0.25% · 3.875%
HK$80,551
−HK$2,469/mo
Today · 4.125%
HK$83,020
baseline
▲ 0.50% · 4.625%
HK$88,072
+HK$5,052/mo
Deposit HK$1.90M · loan HK$17.13M · min. income ≈ HK$166,040/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$713,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,909
−HK$4,696/mo
▼ 0.25% · 3.875%
HK$89,240
−HK$2,365/mo
Today · 4.125%
HK$91,605
baseline
▲ 0.50% · 4.625%
HK$96,433
+HK$4,828/mo
Deposit HK$1.90M · loan HK$17.13M · min. income ≈ HK$183,210/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$713,749 · Scale 2, in force from 26 Feb 2026)