LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,402
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$44,752
−HK$1,372/mo
Today · 4.125%
HK$46,124
baseline
▲ 0.50% · 4.625%
HK$48,931
+HK$2,807/mo
Deposit HK$9.52M · loan HK$9.52M · min. income ≈ HK$92,248/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$713,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,285
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$49,580
−HK$1,313/mo
Today · 4.125%
HK$50,893
baseline
▲ 0.50% · 4.625%
HK$53,576
+HK$2,683/mo
Deposit HK$9.52M · loan HK$9.52M · min. income ≈ HK$101,786/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$713,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,083
−HK$3,266/mo
▼ 0.25% · 3.875%
HK$53,703
−HK$1,646/mo
Today · 4.125%
HK$55,349
baseline
▲ 0.50% · 4.625%
HK$58,717
+HK$3,368/mo
Deposit HK$7.61M · loan HK$11.42M · min. income ≈ HK$110,698/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$713,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,942
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$59,496
−HK$1,576/mo
Today · 4.125%
HK$61,072
baseline
▲ 0.50% · 4.625%
HK$64,291
+HK$3,219/mo
Deposit HK$7.61M · loan HK$11.42M · min. income ≈ HK$122,144/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$713,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,763
−HK$3,811/mo
▼ 0.25% · 3.875%
HK$62,653
−HK$1,921/mo
Today · 4.125%
HK$64,574
baseline
▲ 0.50% · 4.625%
HK$68,503
+HK$3,929/mo
Deposit HK$5.71M · loan HK$13.32M · min. income ≈ HK$129,148/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,599
−HK$3,652/mo
▼ 0.25% · 3.875%
HK$69,412
−HK$1,839/mo
Today · 4.125%
HK$71,251
baseline
▲ 0.50% · 4.625%
HK$75,007
+HK$3,756/mo
Deposit HK$5.71M · loan HK$13.32M · min. income ≈ HK$142,502/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,124
−HK$4,899/mo
▼ 0.25% · 3.875%
HK$80,554
−HK$2,469/mo
Today · 4.125%
HK$83,023
baseline
▲ 0.50% · 4.625%
HK$88,075
+HK$5,052/mo
Deposit HK$1.90M · loan HK$17.13M · min. income ≈ HK$166,046/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$713,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,913
−HK$4,695/mo
▼ 0.25% · 3.875%
HK$89,244
−HK$2,364/mo
Today · 4.125%
HK$91,608
baseline
▲ 0.50% · 4.625%
HK$96,437
+HK$4,829/mo
Deposit HK$1.90M · loan HK$17.13M · min. income ≈ HK$183,216/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$713,776 · Scale 2, in force from 26 Feb 2026)