LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,404
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$44,754
−HK$1,372/mo
Today · 4.125%
HK$46,126
baseline
▲ 0.50% · 4.625%
HK$48,932
+HK$2,806/mo
Deposit HK$9.52M · loan HK$9.52M · min. income ≈ HK$92,252/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$713,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,286
−HK$2,609/mo
▼ 0.25% · 3.875%
HK$49,581
−HK$1,314/mo
Today · 4.125%
HK$50,895
baseline
▲ 0.50% · 4.625%
HK$53,578
+HK$2,683/mo
Deposit HK$9.52M · loan HK$9.52M · min. income ≈ HK$101,790/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$713,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,085
−HK$3,266/mo
▼ 0.25% · 3.875%
HK$53,705
−HK$1,646/mo
Today · 4.125%
HK$55,351
baseline
▲ 0.50% · 4.625%
HK$58,719
+HK$3,368/mo
Deposit HK$7.61M · loan HK$11.42M · min. income ≈ HK$110,702/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$713,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,944
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$59,498
−HK$1,576/mo
Today · 4.125%
HK$61,074
baseline
▲ 0.50% · 4.625%
HK$64,294
+HK$3,220/mo
Deposit HK$7.61M · loan HK$11.42M · min. income ≈ HK$122,148/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$713,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,766
−HK$3,810/mo
▼ 0.25% · 3.875%
HK$62,656
−HK$1,920/mo
Today · 4.125%
HK$64,576
baseline
▲ 0.50% · 4.625%
HK$68,505
+HK$3,929/mo
Deposit HK$5.71M · loan HK$13.32M · min. income ≈ HK$129,152/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,601
−HK$3,652/mo
▼ 0.25% · 3.875%
HK$69,414
−HK$1,839/mo
Today · 4.125%
HK$71,253
baseline
▲ 0.50% · 4.625%
HK$75,009
+HK$3,756/mo
Deposit HK$5.71M · loan HK$13.32M · min. income ≈ HK$142,506/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,127
−HK$4,899/mo
▼ 0.25% · 3.875%
HK$80,557
−HK$2,469/mo
Today · 4.125%
HK$83,026
baseline
▲ 0.50% · 4.625%
HK$88,078
+HK$5,052/mo
Deposit HK$1.90M · loan HK$17.13M · min. income ≈ HK$166,052/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$713,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,916
−HK$4,695/mo
▼ 0.25% · 3.875%
HK$89,247
−HK$2,364/mo
Today · 4.125%
HK$91,611
baseline
▲ 0.50% · 4.625%
HK$96,440
+HK$4,829/mo
Deposit HK$1.90M · loan HK$17.13M · min. income ≈ HK$183,222/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$713,801 · Scale 2, in force from 26 Feb 2026)