LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,407
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$44,758
−HK$1,371/mo
Today · 4.125%
HK$46,129
baseline
▲ 0.50% · 4.625%
HK$48,936
+HK$2,807/mo
Deposit HK$9.52M · loan HK$9.52M · min. income ≈ HK$92,258/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$713,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,290
−HK$2,609/mo
▼ 0.25% · 3.875%
HK$49,585
−HK$1,314/mo
Today · 4.125%
HK$50,899
baseline
▲ 0.50% · 4.625%
HK$53,582
+HK$2,683/mo
Deposit HK$9.52M · loan HK$9.52M · min. income ≈ HK$101,798/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$713,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,089
−HK$3,266/mo
▼ 0.25% · 3.875%
HK$53,709
−HK$1,646/mo
Today · 4.125%
HK$55,355
baseline
▲ 0.50% · 4.625%
HK$58,724
+HK$3,369/mo
Deposit HK$7.61M · loan HK$11.42M · min. income ≈ HK$110,710/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$713,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,948
−HK$3,131/mo
▼ 0.25% · 3.875%
HK$59,502
−HK$1,577/mo
Today · 4.125%
HK$61,079
baseline
▲ 0.50% · 4.625%
HK$64,299
+HK$3,220/mo
Deposit HK$7.61M · loan HK$11.42M · min. income ≈ HK$122,158/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$713,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,770
−HK$3,811/mo
▼ 0.25% · 3.875%
HK$62,661
−HK$1,920/mo
Today · 4.125%
HK$64,581
baseline
▲ 0.50% · 4.625%
HK$68,511
+HK$3,930/mo
Deposit HK$5.71M · loan HK$13.33M · min. income ≈ HK$129,162/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,606
−HK$3,653/mo
▼ 0.25% · 3.875%
HK$69,420
−HK$1,839/mo
Today · 4.125%
HK$71,259
baseline
▲ 0.50% · 4.625%
HK$75,015
+HK$3,756/mo
Deposit HK$5.71M · loan HK$13.33M · min. income ≈ HK$142,518/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$713,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,133
−HK$4,900/mo
▼ 0.25% · 3.875%
HK$80,564
−HK$2,469/mo
Today · 4.125%
HK$83,033
baseline
▲ 0.50% · 4.625%
HK$88,085
+HK$5,052/mo
Deposit HK$1.90M · loan HK$17.13M · min. income ≈ HK$166,066/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$713,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,923
−HK$4,696/mo
▼ 0.25% · 3.875%
HK$89,254
−HK$2,365/mo
Today · 4.125%
HK$91,619
baseline
▲ 0.50% · 4.625%
HK$96,448
+HK$4,829/mo
Deposit HK$1.90M · loan HK$17.13M · min. income ≈ HK$183,238/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$713,858 · Scale 2, in force from 26 Feb 2026)