LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,416
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$44,766
−HK$1,372/mo
Today · 4.125%
HK$46,138
baseline
▲ 0.50% · 4.625%
HK$48,945
+HK$2,807/mo
Deposit HK$9.52M · loan HK$9.52M · min. income ≈ HK$92,276/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$713,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,299
−HK$2,610/mo
▼ 0.25% · 3.875%
HK$49,595
−HK$1,314/mo
Today · 4.125%
HK$50,909
baseline
▲ 0.50% · 4.625%
HK$53,592
+HK$2,683/mo
Deposit HK$9.52M · loan HK$9.52M · min. income ≈ HK$101,818/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$713,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,099
−HK$3,267/mo
▼ 0.25% · 3.875%
HK$53,719
−HK$1,647/mo
Today · 4.125%
HK$55,366
baseline
▲ 0.50% · 4.625%
HK$58,735
+HK$3,369/mo
Deposit HK$7.62M · loan HK$11.42M · min. income ≈ HK$110,732/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$713,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,959
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$59,514
−HK$1,577/mo
Today · 4.125%
HK$61,091
baseline
▲ 0.50% · 4.625%
HK$64,311
+HK$3,220/mo
Deposit HK$7.62M · loan HK$11.42M · min. income ≈ HK$122,182/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$713,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,782
−HK$3,811/mo
▼ 0.25% · 3.875%
HK$62,672
−HK$1,921/mo
Today · 4.125%
HK$64,593
baseline
▲ 0.50% · 4.625%
HK$68,524
+HK$3,931/mo
Deposit HK$5.71M · loan HK$13.33M · min. income ≈ HK$129,186/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$713,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,619
−HK$3,653/mo
▼ 0.25% · 3.875%
HK$69,433
−HK$1,839/mo
Today · 4.125%
HK$71,272
baseline
▲ 0.50% · 4.625%
HK$75,029
+HK$3,757/mo
Deposit HK$5.71M · loan HK$13.33M · min. income ≈ HK$142,544/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$713,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,148
−HK$4,901/mo
▼ 0.25% · 3.875%
HK$80,579
−HK$2,470/mo
Today · 4.125%
HK$83,049
baseline
▲ 0.50% · 4.625%
HK$88,102
+HK$5,053/mo
Deposit HK$1.90M · loan HK$17.14M · min. income ≈ HK$166,098/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$713,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,939
−HK$4,697/mo
▼ 0.25% · 3.875%
HK$89,270
−HK$2,366/mo
Today · 4.125%
HK$91,636
baseline
▲ 0.50% · 4.625%
HK$96,466
+HK$4,830/mo
Deposit HK$1.90M · loan HK$17.14M · min. income ≈ HK$183,272/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$713,991 · Scale 2, in force from 26 Feb 2026)