LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,418
−HK$2,723/mo
▼ 0.25% · 3.875%
HK$44,769
−HK$1,372/mo
Today · 4.125%
HK$46,141
baseline
▲ 0.50% · 4.625%
HK$48,948
+HK$2,807/mo
Deposit HK$9.52M · loan HK$9.52M · min. income ≈ HK$92,282/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$714,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,302
−HK$2,610/mo
▼ 0.25% · 3.875%
HK$49,598
−HK$1,314/mo
Today · 4.125%
HK$50,912
baseline
▲ 0.50% · 4.625%
HK$53,595
+HK$2,683/mo
Deposit HK$9.52M · loan HK$9.52M · min. income ≈ HK$101,824/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$714,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,102
−HK$3,267/mo
▼ 0.25% · 3.875%
HK$53,722
−HK$1,647/mo
Today · 4.125%
HK$55,369
baseline
▲ 0.50% · 4.625%
HK$58,738
+HK$3,369/mo
Deposit HK$7.62M · loan HK$11.42M · min. income ≈ HK$110,738/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$714,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,963
−HK$3,131/mo
▼ 0.25% · 3.875%
HK$59,517
−HK$1,577/mo
Today · 4.125%
HK$61,094
baseline
▲ 0.50% · 4.625%
HK$64,314
+HK$3,220/mo
Deposit HK$7.62M · loan HK$11.42M · min. income ≈ HK$122,188/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$714,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,785
−HK$3,812/mo
▼ 0.25% · 3.875%
HK$62,676
−HK$1,921/mo
Today · 4.125%
HK$64,597
baseline
▲ 0.50% · 4.625%
HK$68,528
+HK$3,931/mo
Deposit HK$5.71M · loan HK$13.33M · min. income ≈ HK$129,194/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,623
−HK$3,653/mo
▼ 0.25% · 3.875%
HK$69,437
−HK$1,839/mo
Today · 4.125%
HK$71,276
baseline
▲ 0.50% · 4.625%
HK$75,034
+HK$3,758/mo
Deposit HK$5.71M · loan HK$13.33M · min. income ≈ HK$142,552/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,152
−HK$4,901/mo
▼ 0.25% · 3.875%
HK$80,583
−HK$2,470/mo
Today · 4.125%
HK$83,053
baseline
▲ 0.50% · 4.625%
HK$88,107
+HK$5,054/mo
Deposit HK$1.90M · loan HK$17.14M · min. income ≈ HK$166,106/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,944
−HK$4,697/mo
▼ 0.25% · 3.875%
HK$89,276
−HK$2,365/mo
Today · 4.125%
HK$91,641
baseline
▲ 0.50% · 4.625%
HK$96,472
+HK$4,831/mo
Deposit HK$1.90M · loan HK$17.14M · min. income ≈ HK$183,282/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,033 · Scale 2, in force from 26 Feb 2026)