LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,420
−HK$2,723/mo
▼ 0.25% · 3.875%
HK$44,771
−HK$1,372/mo
Today · 4.125%
HK$46,143
baseline
▲ 0.50% · 4.625%
HK$48,951
+HK$2,808/mo
Deposit HK$9.52M · loan HK$9.52M · min. income ≈ HK$92,286/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,305
−HK$2,610/mo
▼ 0.25% · 3.875%
HK$49,600
−HK$1,315/mo
Today · 4.125%
HK$50,915
baseline
▲ 0.50% · 4.625%
HK$53,598
+HK$2,683/mo
Deposit HK$9.52M · loan HK$9.52M · min. income ≈ HK$101,830/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,105
−HK$3,267/mo
▼ 0.25% · 3.875%
HK$53,725
−HK$1,647/mo
Today · 4.125%
HK$55,372
baseline
▲ 0.50% · 4.625%
HK$58,741
+HK$3,369/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$110,744/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$714,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,966
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$59,520
−HK$1,578/mo
Today · 4.125%
HK$61,098
baseline
▲ 0.50% · 4.625%
HK$64,318
+HK$3,220/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$122,196/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$714,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,789
−HK$3,812/mo
▼ 0.25% · 3.875%
HK$62,680
−HK$1,921/mo
Today · 4.125%
HK$64,601
baseline
▲ 0.50% · 4.625%
HK$68,531
+HK$3,930/mo
Deposit HK$5.71M · loan HK$13.33M · min. income ≈ HK$129,202/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,627
−HK$3,653/mo
▼ 0.25% · 3.875%
HK$69,441
−HK$1,839/mo
Today · 4.125%
HK$71,280
baseline
▲ 0.50% · 4.625%
HK$75,038
+HK$3,758/mo
Deposit HK$5.71M · loan HK$13.33M · min. income ≈ HK$142,560/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,157
−HK$4,901/mo
▼ 0.25% · 3.875%
HK$80,588
−HK$2,470/mo
Today · 4.125%
HK$83,058
baseline
▲ 0.50% · 4.625%
HK$88,112
+HK$5,054/mo
Deposit HK$1.90M · loan HK$17.14M · min. income ≈ HK$166,116/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,949
−HK$4,697/mo
▼ 0.25% · 3.875%
HK$89,281
−HK$2,365/mo
Today · 4.125%
HK$91,646
baseline
▲ 0.50% · 4.625%
HK$96,477
+HK$4,831/mo
Deposit HK$1.90M · loan HK$17.14M · min. income ≈ HK$183,292/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,073 · Scale 2, in force from 26 Feb 2026)