LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,424
−HK$2,723/mo
▼ 0.25% · 3.875%
HK$44,775
−HK$1,372/mo
Today · 4.125%
HK$46,147
baseline
▲ 0.50% · 4.625%
HK$48,955
+HK$2,808/mo
Deposit HK$9.52M · loan HK$9.52M · min. income ≈ HK$92,294/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,309
−HK$2,610/mo
▼ 0.25% · 3.875%
HK$49,604
−HK$1,315/mo
Today · 4.125%
HK$50,919
baseline
▲ 0.50% · 4.625%
HK$53,603
+HK$2,684/mo
Deposit HK$9.52M · loan HK$9.52M · min. income ≈ HK$101,838/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,109
−HK$3,267/mo
▼ 0.25% · 3.875%
HK$53,730
−HK$1,646/mo
Today · 4.125%
HK$55,376
baseline
▲ 0.50% · 4.625%
HK$58,746
+HK$3,370/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$110,752/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$714,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,970
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$59,525
−HK$1,577/mo
Today · 4.125%
HK$61,102
baseline
▲ 0.50% · 4.625%
HK$64,323
+HK$3,221/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$122,204/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$714,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,794
−HK$3,812/mo
▼ 0.25% · 3.875%
HK$62,685
−HK$1,921/mo
Today · 4.125%
HK$64,606
baseline
▲ 0.50% · 4.625%
HK$68,537
+HK$3,931/mo
Deposit HK$5.71M · loan HK$13.33M · min. income ≈ HK$129,212/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,632
−HK$3,654/mo
▼ 0.25% · 3.875%
HK$69,446
−HK$1,840/mo
Today · 4.125%
HK$71,286
baseline
▲ 0.50% · 4.625%
HK$75,044
+HK$3,758/mo
Deposit HK$5.71M · loan HK$13.33M · min. income ≈ HK$142,572/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,163
−HK$4,902/mo
▼ 0.25% · 3.875%
HK$80,594
−HK$2,471/mo
Today · 4.125%
HK$83,065
baseline
▲ 0.50% · 4.625%
HK$88,119
+HK$5,054/mo
Deposit HK$1.90M · loan HK$17.14M · min. income ≈ HK$166,130/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,956
−HK$4,698/mo
▼ 0.25% · 3.875%
HK$89,288
−HK$2,366/mo
Today · 4.125%
HK$91,654
baseline
▲ 0.50% · 4.625%
HK$96,485
+HK$4,831/mo
Deposit HK$1.90M · loan HK$17.14M · min. income ≈ HK$183,308/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,130 · Scale 2, in force from 26 Feb 2026)