LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,424
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$44,775
−HK$1,373/mo
Today · 4.125%
HK$46,148
baseline
▲ 0.50% · 4.625%
HK$48,955
+HK$2,807/mo
Deposit HK$9.52M · loan HK$9.52M · min. income ≈ HK$92,296/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,309
−HK$2,610/mo
▼ 0.25% · 3.875%
HK$49,605
−HK$1,314/mo
Today · 4.125%
HK$50,919
baseline
▲ 0.50% · 4.625%
HK$53,603
+HK$2,684/mo
Deposit HK$9.52M · loan HK$9.52M · min. income ≈ HK$101,838/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,109
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$53,730
−HK$1,647/mo
Today · 4.125%
HK$55,377
baseline
▲ 0.50% · 4.625%
HK$58,747
+HK$3,370/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$110,754/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$714,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,971
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$59,526
−HK$1,577/mo
Today · 4.125%
HK$61,103
baseline
▲ 0.50% · 4.625%
HK$64,324
+HK$3,221/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$122,206/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$714,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,794
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$62,685
−HK$1,922/mo
Today · 4.125%
HK$64,607
baseline
▲ 0.50% · 4.625%
HK$68,538
+HK$3,931/mo
Deposit HK$5.71M · loan HK$13.33M · min. income ≈ HK$129,214/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,633
−HK$3,654/mo
▼ 0.25% · 3.875%
HK$69,447
−HK$1,840/mo
Today · 4.125%
HK$71,287
baseline
▲ 0.50% · 4.625%
HK$75,045
+HK$3,758/mo
Deposit HK$5.71M · loan HK$13.33M · min. income ≈ HK$142,574/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,164
−HK$4,902/mo
▼ 0.25% · 3.875%
HK$80,595
−HK$2,471/mo
Today · 4.125%
HK$83,066
baseline
▲ 0.50% · 4.625%
HK$88,120
+HK$5,054/mo
Deposit HK$1.90M · loan HK$17.14M · min. income ≈ HK$166,132/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,957
−HK$4,698/mo
▼ 0.25% · 3.875%
HK$89,289
−HK$2,366/mo
Today · 4.125%
HK$91,655
baseline
▲ 0.50% · 4.625%
HK$96,486
+HK$4,831/mo
Deposit HK$1.90M · loan HK$17.14M · min. income ≈ HK$183,310/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,138 · Scale 2, in force from 26 Feb 2026)