LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,425
−HK$2,723/mo
▼ 0.25% · 3.875%
HK$44,776
−HK$1,372/mo
Today · 4.125%
HK$46,148
baseline
▲ 0.50% · 4.625%
HK$48,956
+HK$2,808/mo
Deposit HK$9.52M · loan HK$9.52M · min. income ≈ HK$92,296/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,310
−HK$2,610/mo
▼ 0.25% · 3.875%
HK$49,606
−HK$1,314/mo
Today · 4.125%
HK$50,920
baseline
▲ 0.50% · 4.625%
HK$53,604
+HK$2,684/mo
Deposit HK$9.52M · loan HK$9.52M · min. income ≈ HK$101,840/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$714,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,110
−HK$3,268/mo
▼ 0.25% · 3.875%
HK$53,731
−HK$1,647/mo
Today · 4.125%
HK$55,378
baseline
▲ 0.50% · 4.625%
HK$58,748
+HK$3,370/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$110,756/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$714,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,972
−HK$3,132/mo
▼ 0.25% · 3.875%
HK$59,527
−HK$1,577/mo
Today · 4.125%
HK$61,104
baseline
▲ 0.50% · 4.625%
HK$64,325
+HK$3,221/mo
Deposit HK$7.62M · loan HK$11.43M · min. income ≈ HK$122,208/mo (50% DSR)
Upfront cash ≈ HK$8.33M (deposit + AVD stamp duty HK$714,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,795
−HK$3,813/mo
▼ 0.25% · 3.875%
HK$62,686
−HK$1,922/mo
Today · 4.125%
HK$64,608
baseline
▲ 0.50% · 4.625%
HK$68,539
+HK$3,931/mo
Deposit HK$5.71M · loan HK$13.33M · min. income ≈ HK$129,216/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,634
−HK$3,654/mo
▼ 0.25% · 3.875%
HK$69,448
−HK$1,840/mo
Today · 4.125%
HK$71,288
baseline
▲ 0.50% · 4.625%
HK$75,046
+HK$3,758/mo
Deposit HK$5.71M · loan HK$13.33M · min. income ≈ HK$142,576/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$714,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,165
−HK$4,902/mo
▼ 0.25% · 3.875%
HK$80,597
−HK$2,470/mo
Today · 4.125%
HK$83,067
baseline
▲ 0.50% · 4.625%
HK$88,121
+HK$5,054/mo
Deposit HK$1.90M · loan HK$17.14M · min. income ≈ HK$166,134/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,958
−HK$4,698/mo
▼ 0.25% · 3.875%
HK$89,290
−HK$2,366/mo
Today · 4.125%
HK$91,656
baseline
▲ 0.50% · 4.625%
HK$96,488
+HK$4,832/mo
Deposit HK$1.90M · loan HK$17.14M · min. income ≈ HK$183,312/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$714,150 · Scale 2, in force from 26 Feb 2026)